OWNR Card
OWNR Card is a crypto card issued on Visa, rated 5.6/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
OWNR Card is the strongest fit for app store / play and free issuance, and asks for ID + proof at signup — we carry it at non-custodial; among the highest crypto-to-fiat costs tracked (~4.64%) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | OWNR Card · Crypto Card |
| Official site | https://ownrwallet.com |
| Best for | App Store / Play · Free issuance |
| Network | Visa |
| Rating | 5.6/10 (3.0★, 160 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | free virtual; 30-40 EUR physical |
| Monthly / annual fee | 1.50 EUR |
| Top-up (deposit) fee | 2% load fee; 0.30 EUR per transaction; ~4.64… ··· |
| FX / conversion fee | varies (EUR card; ~3.9-5.4% all-in per CryptoCompare) |
Verification and risk
| KYC required | yes (full KYC - ID and proof of address) |
| Risk level | non-custodial; among the highest crypto-to-f… ··· |
Funding and limits
| Crypto top-up | yes (BTC, ETH, USDT, USDC, LTC, DASH, ZEC - 32 assets) |
| Bank transfer | yes |
| Alipay / WeChat Pay | no |
| Cards per account | physical + second virtual card |
Billing
| Billing country | EU/EEA + UK (not US/CN/KP) |
Platform compatibility
| App Store / Google Play | Yes (Apple Pay/Google Pay) |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 454200 | Visa | EEA (Europe) | Debit | 304 | 223 | 73.4% |
We logged 223 cleared charges out of 304 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Visa virtual cards
Frequently asked
What does OWNR Card cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is 1.50 EUR; top-ups cost 2% load fee; 0.30 EUR per transaction; ~4.64% total crypto-to-EUR cost; conversion is priced at varies (EUR card; ~3.9-5.4% all-in per CryptoCompare). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for OWNR Card?
OWNR Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (full KYC - ID and proof of address)
How can I fund OWNR Card?
You can fund it with crypto (BTC, ETH, USDT, USDC, LTC, DASH, ZEC - 32 assets), bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does OWNR Card need?
Setting it up: cards are issued against EU/EEA + UK (not US/CN/KP). Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does OWNR Card work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
How many cards can I open with OWNR Card?
The issuer allows physical + second virtual card. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.