Oxigen Wallet
Oxigen Wallet is a fintech wallet issued on RuPay, rated 5.9/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Oxigen Wallet is the strongest fit for app store / play, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Oxigen Wallet · Fintech Wallet |
| Official site | https://www.oxigenwallet.com |
| Best for | App Store / Play |
| Network | RuPay |
| Rating | 5.9/10 (3.0★, 529 data points) |
| Data quality | partial |
Costs and fees
| Monthly / annual fee | 0 |
| Top-up (deposit) fee | 2% (wallet-to-bank / W2A) |
| Minimum deposit | ₹10,000 (min-KYC wallet) / ₹1,00,000 (full-KYC limit) |
Verification and risk
| KYC required | Yes |
| Risk level | Medium |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | No |
| Bank transfer | Yes (mobile recharge, bill pay) |
| Alipay / WeChat Pay | No |
| Cards per account | 1 virtual card |
Billing
| Billing address | IN General |
| Billing country | India |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes |
| Meta / Google Ads | No |
How it performed in our tests
Oxigen Wallet has no BIN range of its own in our current review. It still appears on the merchant and comparison pages below through the ranges we did log, so the decline notes there are the evidence to read before you fund it.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other RuPay virtual cards
Frequently asked
What does Oxigen Wallet cost to run?
The cost lines stack like this: the recurring charge is 0; top-ups cost 2% (wallet-to-bank / W2A); you need ₹10,000 (min-KYC wallet) / ₹1,00,000 (full-KYC limit) to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Oxigen Wallet?
Oxigen Wallet asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
How can I fund Oxigen Wallet?
You can fund it with bank transfer (mobile recharge, bill pay). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Oxigen Wallet need?
Setting it up: the billing address type is IN General; cards are issued against India; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Oxigen Wallet work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Oxigen Wallet trigger 3-D Secure?
Yes. Oxigen Wallet supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Oxigen Wallet?
The issuer allows 1 virtual card. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.