RappiPay
RappiPay is a fintech wallet issued on Mastercard, rated 5.8/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
RappiPay is the strongest fit for general use, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | RappiPay · Fintech Wallet |
| Official site | https://www.rappipay.com.co |
| Best for | General use |
| Network | Mastercard |
| Rating | 5.8/10 (3.0★, 219 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | COP 25,000 (debit card issuance, VAT incl.) |
| Monthly / annual fee | Free (COP 0) |
| Top-up (deposit) fee | 2.4%-4.5% card top-up |
| FX / conversion fee | 0% own commission on international purchases… ··· |
Verification and risk
| KYC required | Yes |
| Risk level | Medium |
| AVS check | No |
Funding and limits
| Bank transfer | Yes |
| Cards per account | Multiple (LATAM: CO/MX/BR/CL/PE/EC) |
Billing
| Billing country | Colombia |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 528258 | Mastercard | Colombia | Debit | 339 | 244 | 72.0% |
We logged 244 cleared charges out of 339 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Other Mastercard virtual cards
Frequently asked
What does RappiPay cost to run?
The cost lines stack like this: issuing it costs COP 25,000 (debit card issuance, VAT incl.); there is no monthly fee on the entry tier; top-ups cost 2.4%-4.5% card top-up; conversion is priced at 0% own commission on international purchases + 1% scheme conversion fee (official). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for RappiPay?
RappiPay asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
How can I fund RappiPay?
You can fund it with bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does RappiPay need?
Setting it up: cards are issued against Colombia; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
How many cards can I open with RappiPay?
RappiPay allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple (LATAM: CO/MX/BR/CL/PE/EC). Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.