Stellar Card
Stellar Card is a virtual card issuing service for traffic arbitrage / iGaming issued on Mastercard, rated 6.0/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Stellar Card is the strongest fit for free issuance, and asks for ID + proof at signup — we carry it at high risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Stellar Card · Virtual card issuing service for traffic arbitrage / iGaming |
| Official site | https://affcatalog.com/en/virtual-cards/stellar-card |
| Best for | Free issuance |
| Network | Mastercard |
| Rating | 6.0/10 (3.0★, 43 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | $0 (issuance free; closure free) |
| Top-up (deposit) fee | 2%-3% (USDT); 2%-4% (Wire) |
| Minimum deposit | $500 first / $1500 USDT first top-up |
| FX / conversion fee | 1% (conversion) |
| Declined transaction fee | $0.50 (+15%+ dispute rate) |
Verification and risk
| KYC required | Yes (with conditions; mandatory manager interview) |
| Risk level | High |
| 3-D Secure | Partial |
Funding and limits
| Crypto top-up | Yes (USDT, Wire, SEPA) |
| Bank transfer | Yes (Wire, SEPA) |
Billing
| Billing country | USA BINs (8-24 BINs) |
How it performed in our tests
Stellar Card has no BIN range of its own in our current review. It still appears on the merchant and comparison pages below through the ranges we did log, so the decline notes there are the evidence to read before you fund it.
Where to go next
Other Mastercard virtual cards
Frequently asked
What does Stellar Card cost to run?
The cost lines stack like this: issuing the card is free; top-ups cost 2%-3% (USDT); 2%-4% (Wire); conversion is priced at 1% (conversion); you need $500 first / $1500 USDT first top-up to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Stellar Card?
Stellar Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (with conditions; mandatory manager interview)
How can I fund Stellar Card?
You can fund it with crypto (USDT, Wire, SEPA), bank transfer (Wire, SEPA). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Stellar Card need?
Setting it up: cards are issued against USA BINs (8-24 BINs). Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Will Stellar Card trigger 3-D Secure?
No. Stellar Card does not use 3-D Secure. That removes a step at checkout and also means a blocked range fails immediately instead of hanging on an OTP screen, which is easier to diagnose.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.