Trustee
Trustee is a crypto card issued on Visa, rated 6.2/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Trustee is the strongest fit for app store / play and crypto funded, and asks for ID + proof at signup — we carry it at virtual only, no ATM access risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Trustee · crypto card |
| Official site | https://trustee.io |
| Best for | App Store / Play · Crypto funded |
| Network | Visa |
| Rating | 6.2/10 (3.0★, 805 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | 10 USDC |
| Top-up (deposit) fee | 0.5% card-balance top-up |
| FX / conversion fee | Visa exchange rate (varies) |
Verification and risk
| KYC required | yes (full KYC - government ID and proof of address) |
| Risk level | virtual only, no ATM access |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | yes (USDC / USDT) |
| Bank transfer | no |
| Alipay / WeChat Pay | no |
| Cards per account | Multiple |
Billing
| Billing address | Global |
| Billing country | EEA (30 countries; not available in US/UK/CH/CA) |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes |
| Meta / Google Ads | No |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 484204 | Visa | EEA (Europe) | Debit | 268 | 192 | 71.6% |
We logged 192 cleared charges out of 268 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Visa virtual cards
Frequently asked
What does Trustee cost to run?
The cost lines stack like this: issuing it costs 10 USDC; top-ups cost 0.5% card-balance top-up; conversion is priced at Visa exchange rate (varies). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Trustee?
Trustee asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (full KYC - government ID and proof of address)
How can I fund Trustee?
You can fund it with crypto (USDC / USDT). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Trustee need?
Setting it up: the billing address type is Global; cards are issued against EEA (30 countries; not available in US/UK/CH/CA); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Trustee work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Trustee trigger 3-D Secure?
Yes. Trustee supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Trustee?
Trustee allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.