Crypto.com Card vs YEX
Torn between Crypto.com Card and YEX? The comparison below is built from the same test data we use across the rest of the site.
Both issue on Visa; both ask for ID + proof; only Crypto.com Card funds by bank transfer.
Crypto.com Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. YEX still clears the same checkouts in our tests, so match the table to the services you actually pay for.
The two, compared
| Field | Crypto.com Card | YEX |
|---|---|---|
| Card network | Visa | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free (entry tier); higher tiers require CRO staking | Free |
| Monthly fee | Free (no annual fee) | Free |
| Top-up fee | Free crypto top-up; ~1% for card top-up | — |
| FX fee | No FX fees on most tiers | 0% |
| Crypto funding | Yes (100+ cryptocurrencies) | Yes |
| AI tool support | ChatGPT / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Low | Medium |
| Our rating | 9.1 | 8.4 |
| User reviews | 855 | 274 |
| Best for | AI subscriptions · Streaming | All-rounder · AI subscriptions |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
What sets them apart
- If you wear several hats, YEX is the more flexible of the pair.
- In our scoring, Crypto.com Card finished ahead of YEX — not by a mile, but enough to tilt a tiebreak.
- Crypto.com Card carries the lower risk flag in our file, which some users prefer for a primary card.
Two cards, one decision
Both cards clear the same checkouts in our tests, so the call comes down to cost. Crypto.com Card is cheaper on issuance (free) and top-ups (a 1% top-up), while YEX is worth the premium only for the rows where it leads in the table.
Questions people ask
That depends on what you spend on. Crypto.com Card scores 9.1/10 against YEX's 8.4/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Crypto.com Card is the cheaper card to run. Both Crypto.com Card and YEX issue virtual cards for free; Crypto.com Card reloads at 1%, while YEX publishes no top-up percentage.
Crypto.com Card asks for ID + proof at signup; YEX asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 10 of the same test scenarios, including OpenAI API, Amazon Prime Video, Tidal. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Crypto.com Card and YEX both landed in our top picks for 10 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
📺 Streaming & Entertainment 3
🌐 Cloud & VPS 3
🎮 Gaming 3
🤖 AI Tools & Developer Tools 1
Their BIN ranges
Cards issued in 🇺🇸 US · 🇨🇦 Canada — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: