Which Banks Offer Virtual Cards

Chase virtual cards

Chase has offered virtual card numbers through its card experiences for eligible cards, letting you generate a number for online use that maps back to your account. The exact availability depends on the card product and region, so confirm inside the Chase app or desktop card management.

How it appears

Look for "virtual card" or "virtual account numbers" in the card controls. Where offered, you generate a number per merchant and can close it without touching your real card.

Discover virtual card

Discover has offered a virtual number feature (often referred to as a virtual account number) for eligible cards through its account tools. As with other banks, it is not on every product, so check the card management screen for the option.

Credit One

Credit One provides a virtual card number for cardmembers in its app and online account, used for online and phone purchases so your real number stays hidden. Whether it is available before the plastic arrives depends on the product.

If your bank has no virtual card

Many banks still do not offer virtual numbers. The practical alternative is a standalone virtual card from a provider we track - independent issuers whose ranges we have run through checkout. They give you a disposable number without switching banks.

Match the card to the checkout

For ad platforms or crypto funding, a provider we track may clear where a big-bank virtual number is blocked. See the per-use-case guides before you pick.

Frequently asked