241516 BIN Check - Germany Mastercard Debit Card
Straight runs on Perplexity AI, YouTube Premium, Epic Games Store. No 3-D Secure loops, no AVS rejections, no manual review flags.
241516 is one of Nobepay's Germany ranges, a Debit product on Mastercard.
241516, decoded
- BIN
- 241516
- Card network
- Mastercard
- Issuing country
- Germany
- Card type
- Debit
- Issued by
- Nobepay
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto · Alipay / WeChat
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
Running costs
The money side is simple: no issuance fee, no top-up fee, and no FX markup on anything billed outside USD. Nothing is hidden. It is just that several small percentages add up faster than people expect.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
The test results
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Perplexity AI | 81 | 74 | 91% | no friction, and no AVS prompt |
| YouTube Premium | 66 | 57 | 86% | cleared first time; a second charge a week later also went through |
| Epic Games Store | 51 | 43 | 84% | cleared on the first attempt, no challenge issued |
| Best Buy | 33 | 0 | 0% | Geo mismatch. The connection country did not match the card's country of issue. |
| PlayStation Network | 24 | 9 | 38% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
Run from a Germany-region account between 12 Jul to 16 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Do not expect much luck on Best Buy. It declined on all four attempts. PlayStation Network was inconsistent, two passes out of five.
What to change before you retry
- Best Buy: 0 of 33 cleared. High-value orders land in manual review. Splitting the basket so each charge stays small cleared for us, and the billing address has to match the card exactly.
- PlayStation Network: 9 of 24 cleared. Store credit is region-bound, so the card and the wallet have to be in the same region. Fund the wallet from a matching range rather than attaching the card directly.
Three things worth doing
- Use the Germany address Nobepay gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
Where we land
Better than the anonymous ranges people find on forums, worse than the top-tier fintech products. Priced accordingly. Worth keeping if your merchants sit in Germany. Worth ignoring if they do not.
What people ask us
What does the 241516 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Nobepay, country of issue Germany, product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 241516 a real card number?
No, and this trips people up. 241516 is a range identifier shared across every card Nobepay issues in Germany. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 241516 be declined if the range is fine?
Of the 255 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 241516.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
Method
We bought a Nobepay card, funded it, and pushed 255 charges through live merchant checkout pages between 12 Jul to 16 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 183 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 23 August 2026 · 255 charges on record for this range.