BIN 459896 (EEA (Europe), Visa) - What It Works On
It works on YouTube Premium, Google Play, Claude.ai. Those three account for most of the 158 successful charges we recorded.
459896 is the Visa range Solflare Card hands out for EEA (Europe) accounts. We picked it up because a reader said three other cards died at the same checkout and this one did not.
459896, decoded
- BIN
- 459896
- Card network
- Visa
- Issuing country
- EEA (Europe)
- Card type
- Debit
- Issued by
- Solflare Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- EEA/UK
- Funding methods
- Crypto
- Max cards per account
- Multiple
- Issuer risk rating
- Low-Medium
What you pay, line by line
Compared with the rest of the directory this sits mid-table. no issuance fee to open, no top-up fee to fund, and a 1% conversion fee on conversion. Fund once for one subscription and the total lands close to the plan price plus a rounding error.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | 1% |
| Declined transaction fee | — |
| Minimum top-up | — |
Merchant by merchant
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| YouTube Premium | 70 | 63 | 90% | no friction, and no AVS prompt |
| Google Play | 57 | 50 | 88% | no friction, and no AVS prompt |
| Claude.ai | 44 | 37 | 84% | first charge and renewal four weeks later both cleared |
| Walmart | 28 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Nintendo eShop | 22 | 8 | 36% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
Run from a EEA (Europe)-region account between 21 Jul to 18 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
The pattern in our failures is geographic. Walmart accepted it once the account region matched EEA (Europe), and refused it every time it did not.
What to change before you retry
- Walmart: 0 of 28 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
- Nintendo eShop: 8 of 22 cleared. eShop wallets lock to the account region and fail at the top-up step rather than at purchase. Change the account region first, then attach the card.
Do these first
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Set the billing address to exactly what Solflare Card generates for EEA (Europe). Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
Our call
Worth having as a backup rather than a primary. When a merchant blocks the popular ranges, 459896 is usually still open. If your only requirement is that the payment goes through, this range meets it.
FAQ
What does the 459896 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 459896 a real card number?
No, and this trips people up. 459896 is a range identifier shared across every card Solflare Card issues in EEA (Europe). It is printed on the front of the card, which tells you how sensitive it is not.
Why would 459896 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
How this test was run
We bought a Solflare Card card, funded it, and pushed 221 charges through live merchant checkout pages between 21 Jul to 18 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 158 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 21 August 2026 · 221 charges on record for this range.