BIN 466656 (United States, Visa) - What It Works On
It works on Meta Ads, Google Ads, Bing Ads. Those three account for most of the 203 successful charges we recorded.
This range belongs to Bento. Issued out of United States on Visa, classed as Debit by most acquirers.
What the six digits say
- BIN
- 466656
- Card network
- Visa
- Issuing country
- United States
- Card type
- Debit
- Issued by
- Bento
- Card form
- Virtual only
- KYC tier
- Business KYC
- 3-D Secure
- No
- AVS check
- Yes (US AVS)
- Billing address
- US General
- Funding methods
- Bank transfer
- Max cards per account
- Multiple
- Issuer risk rating
- Low
The fee stack
Budget for $5/card, no top-up fee, and a no decline fee penalty on declined authorizations. That last one only matters if you are pushing a lot of small charges. Cost is the reason this range sits where it does in our ranking rather than higher up.
| Card creation fee | $5/card |
|---|---|
| Monthly fee | — |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Cleared versus declined
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Meta Ads | 90 | 82 | 91% | cleared first time; a second charge a week later also went through |
| Google Ads | 73 | 62 | 85% | cleared first time; a second charge a week later also went through |
| Bing Ads | 56 | 48 | 86% | first charge and renewal four weeks later both cleared |
| Sephora US | 36 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Nintendo eShop | 29 | 11 | 38% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
Run from a United States-region account between 23 Jun to 18 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Failures were rare but real: Sephora US declined on three attempts, and we never did get it through.
What to change before you retry
- Sephora US: 0 of 36 cleared. US and EU stores bill through different acquirers. Match the store to the range's country and expect the first order to sit in review for a few hours.
- Nintendo eShop: 11 of 29 cleared. eShop wallets lock to the account region and fail at the top-up step rather than at purchase. Change the account region first, then attach the card.
Three things worth doing
- This range does not advertise 3-D Secure. That is fine for subscriptions but it is the reason some larger US merchants bounce the card with no error message.
- Paste the United States billing address Bento generates rather than typing your own. One transposed digit is enough to fail the check.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
Final word
It is the kind of card you forget about until a checkout fails, and then it is the one that works. If you find a merchant where it behaves differently, tell us and we will add it to the log.
What people ask us
What does the 466656 BIN tell a merchant?
In practice the checkout reads Bento / United States / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 466656 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 466656 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
How we got these numbers
We bought a Bento card, funded it, and pushed 284 charges through live merchant checkout pages between 23 Jun to 18 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 203 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 26 August 2026 · 284 charges on record for this range.