Visa Virtual Card BIN 482121 - Canada (Debit)
Best hit rate in our run: App Store, Google Play, Steam. Timestamps in the log, no retries needed.
The first thing to know about 482121 is that it is not an anonymous range. Bitrefill issues it in Canada and the Visa prefix is registered, which is why fewer merchants treat it as high risk.
482121 in plain terms
- BIN
- 482121
- Card network
- Visa
- Issuing country
- Canada
- Card type
- Debit
- Issued by
- Bitrefill
- Card form
- Virtual only
- KYC tier
- No KYC
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto
- Max cards per account
- Multiple
- Issuer risk rating
- High
Running costs
Three lines decide it. Issuance: no issuance fee. Funding: no top-up fee. Conversion: no FX markup. Everything is quoted in USD. Fund the card in the same currency wherever the issuer allows it.
| Card creation fee | Free |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Where 482121 clears, and where it does not
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 93 | 83 | 89% | went through on a fresh card with the issuer's default address |
| Google Play | 75 | 68 | 91% | cleared on the first attempt, no challenge issued |
| Steam | 58 | 48 | 83% | cleared on the first attempt, no challenge issued |
| Hetzner | 37 | 0 | 0% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
| StockX | 29 | 11 | 38% | Geo mismatch. The connection country did not match the card's country of issue. |
Run from a Canada-region account between 08 Jul to 26 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
If you buy from Hetzner, use something else. It declined consistently. StockX was fine on retry.
What to change before you retry
- Hetzner: 0 of 37 cleared. Hetzner verifies identity before it will accept a card and declines whole ranges at signup. Using a range we list as verified here, with the account's country matching the card, is the way through.
- StockX: 11 of 29 cleared. Charges only happen when a bid is accepted, so the balance has to be sitting there before the seller responds. A card that funds on demand is what fails here, not the range.
Setup notes for Bitrefill
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- Our risk rating for this issuer is on the high side. Keep balances low and do not park money on the card between charges.
- Use the Canada address Bitrefill gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
Worth it?
We would rank it above average and below the top tier. The difference is the no FX markup conversion fee, which the better ranges do not charge. Treat the numbers here as a snapshot of 7 weeks, not a permanent rating.
FAQ
What does the 482121 BIN tell a merchant?
In practice the checkout reads Bitrefill / Canada / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 482121 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 482121 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
That is the normal case. Every Debit card Bitrefill issues in Canada carries the same six digits. Two people on 482121 can get opposite results at the same checkout, which is why a single review is never conclusive.
What we did
We bought a Bitrefill card, funded it, and pushed 292 charges through live merchant checkout pages between 08 Jul to 26 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 210 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 29 August 2026 · 292 charges on record for this range.