BIN 491279 (Canada, Visa) - What It Works On
The three places it never failed: Google Play, GitHub Copilot, Epic Games Store. Everything above 90% success in the log traces back to those.
There is not much to say about a BIN until you test one, so we ran 491279 from AmpBlack Card against a live checkout and kept the log. Results below, including the two places it failed.
The spec sheet
- BIN
- 491279
- Card network
- Visa
- Issuing country
- Canada
- Card type
- Debit
- Issued by
- AmpBlack Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Self-custody
- Funding methods
- Crypto
- Max cards per account
- Not published
- Issuer risk rating
- Medium
What you pay, line by line
This is a Debit product, so there is no interest and no annual fee to model. Just no issuance fee, no top-up fee and a 1% conversion fee. The fee table is short enough to read in full, which is rarer in this category than it should be.
| Card creation fee | Free (virtual); physical available for purchase |
|---|---|
| Monthly fee | Free (no monthly/annual fee) |
| Top-up fee | — |
| FX / conversion fee | 1% (non-USD); 0 (USD) |
| Declined transaction fee | $0.35 flat (txn under $15) |
| Minimum top-up | — |
Where 491279 clears, and where it does not
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Google Play | 70 | 65 | 93% | cleared on the first attempt, no challenge issued |
| GitHub Copilot | 57 | 51 | 89% | cleared first time; a second charge a week later also went through |
| Epic Games Store | 44 | 36 | 82% | cleared on the first attempt, no challenge issued |
| StockX | 28 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| iHerb | 22 | 8 | 36% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
Run from a Canada-region account between 24 Jun to 19 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
The weak spot is StockX, which declined every time. Everything else was either clean or fixed by correcting the billing address.
What to change before you retry
- StockX: 0 of 28 cleared. Charges only happen when a bid is accepted, so the balance has to be sitting there before the seller responds. A card that funds on demand is what fails here, not the range.
- iHerb: 8 of 22 cleared. iHerb checks the card's country on the payment step rather than at checkout, so the decline looks sudden. Fix the address first, then the range.
Setup notes for AmpBlack Card
- Use the Canada address AmpBlack Card gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
Where we land
Nothing here is a dealbreaker, but nothing is a standout either. It does the job on Canada-region checkouts. Take the Debit label seriously though. Some merchant rules treat it differently to credit.
BIN questions, answered
What does the 491279 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer AmpBlack Card, country of issue Canada, product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 491279 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only AmpBlack Card can map those. A BIN alone will never get anyone into your money.
Why would 491279 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
Method
We bought a AmpBlack Card card, funded it, and pushed 221 charges through live merchant checkout pages between 24 Jun to 19 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 160 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 24 August 2026 · 221 charges on record for this range.