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Brand profile · Anonymous VCC

ABcard

By the VCCFinder editorial & research team·Reference for virtual card shoppers·Last reviewed October 2026·About our testing

ABcard is a anonymous VCC issued on UnionPay, rated 8.2/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.

8.2rating /10
No KYCKYC
UnionPaynetwork
What we would lead with

ABcard is the strongest fit for ad spend and app store / play, and asks for no KYC at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.

Profile

Issuer / categoryABcard · Anonymous VCC
Official sitehttps://abcard.io
Best forAd spend · App Store / Play
NetworkUnionPay
Rating8.2/10 (4.0★, 450 data points)
Data qualityverified

Costs and fees

Card creation feeFree (instant issuance)
Top-up (deposit) fee2.5% (top-up)
Minimum deposit$150 (first top-up); $500 subsequent
FX / conversion fee2% (currency conversion)

Verification and risk

KYC requiredNo
Risk levelMedium
AVS checkNo
3-D SecureYes

Funding and limits

Crypto top-upYes
Bank transferYes
Alipay / WeChat PayNo
Cards per accountUnlimited

Billing

Billing addressGlobal
Billing countryVaries (global)

Platform compatibility

ChatGPTNo
ClaudeNo
MidjourneyNo
Netflix / SpotifyNo
App Store / Google PlayYes
Meta / Google AdsYes
AI tools notedMedia buying / ad spend

How it performed in our tests

BIN rangeNetworkIssuing countryTypeChargesClearedClear rate
621909UnionPayNetherlandsPrepaid26919472.1%

We logged 194 cleared charges out of 269 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.

Where to go next

Checkout guides built around this card

Category guides

Issuing country

Similar Anonymous VCC cards

Frequently asked

What does ABcard cost to run?

The cost lines stack like this: issuing the card is free; top-ups cost 2.5% (top-up); conversion is priced at 2% (currency conversion); you need $150 (first top-up); $500 subsequent to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.

Do I need to verify my identity for ABcard?

ABcard is a no-KYC card, so the account opens without an ID check. Cards in that tier decline more often at strict merchants, which is the trade-off you are taking.

How can I fund ABcard?

You can fund it with crypto, bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.

Which billing address does ABcard need?

Setting it up: the billing address type is Global; the issuing region is not one country, and the issuer lists it as Varies (global); an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.

Does ABcard work for subscriptions and AI tools?

We recorded successful charges for the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.

Will ABcard trigger 3-D Secure?

Yes. ABcard supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.

How many cards can I open with ABcard?

The issuer allows Unlimited. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.

How VCCFinder tests

VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.

Read the full test protocol.