Belo Card
Belo Card is a crypto card issued on Mastercard, rated 6.9/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Belo Card is the strongest fit for app store / play and free issuance, and asks for ID + proof at signup — we carry it at medium (argentina-centric; custodial; the 2–21% cashback only fires on crypto-QR at clover POS terminals in argentina and is capped at ARS 20,000/mo; card auto-cancels after 3 months unused; US not supported) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Belo Card · Crypto Card |
| Official site | https://belo.app |
| Best for | App Store / Play · Free issuance |
| Network | Mastercard |
| Rating | 6.9/10 (3.5★, 478 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | Free (issuance + shipping) |
| Monthly / annual fee | Free (no maintenance) |
| Top-up (deposit) fee | 0% top-up (ARS bank transfer, debit/credit card, crypto) |
| FX / conversion fee | Percentage not disclosed; minimum 0.30 USDT… ··· |
Verification and risk
| KYC required | yes ··· |
| Risk level | Medium ··· |
| 3-D Secure | yes |
Funding and limits
| Crypto top-up | yes (BTC, ETH, USDT, USDC, DAI) |
| Bank transfer | yes (ARS bank transfer; Pix in Brazil) |
| Alipay / WeChat Pay | no |
| Cards per account | Virtual + physical |
Billing
| Billing address | Argentina |
| Billing country | Argentina ··· |
Platform compatibility
| App Store / Google Play | yes |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 243127 | Mastercard | Argentina | Debit | 320 | 227 | 70.9% |
We logged 227 cleared charges out of 320 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Mastercard virtual cards
Frequently asked
What does Belo Card cost to run?
The cost lines stack like this: issuing the card is free; there is no monthly fee on the entry tier; top-ups cost 0% top-up (ARS bank transfer, debit/credit card, crypto); conversion is priced at Percentage not disclosed; minimum 0.30 USDT per international transaction (0.40 USDT for some digital merchants). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Belo Card?
Belo Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: yes (full KYC; card requires an Argentine identity document and delivery address)
How can I fund Belo Card?
You can fund it with crypto (BTC, ETH, USDT, USDC, DAI), bank transfer (ARS bank transfer; Pix in Brazil). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Belo Card need?
Setting it up: the billing address type is Argentina; cards are issued against Argentina (Brazil via Pix); app operates across LATAM, expansion to Mexico/Chile/Colombia/Peru planned. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Belo Card work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Belo Card trigger 3-D Secure?
Yes. Belo Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Belo Card?
The issuer allows Virtual + physical. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.