Gemini Card
Gemini Card is a crypto card issued on Mastercard, rated 8.5/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Gemini Card is the strongest fit for free issuance and crypto funded, and asks for ID + proof at signup — we carry it at low risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Gemini Card · Crypto Card |
| Official site | https://gemini.com |
| Best for | Free issuance · Crypto funded |
| Network | Mastercard |
| Rating | 8.5/10 (4.0★, 464 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free |
| Monthly / annual fee | Free (no annual fee) |
| Top-up (deposit) fee | 0% ··· |
| FX / conversion fee | 0% foreign transaction fee |
Verification and risk
| KYC required | Yes ··· |
| Risk level | Low |
| AVS check | Yes (US AVS) |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | Yes (BTC, ETH, SOL, XRP, DOGE, USDC + 50+ reward tokens) |
| Bank transfer | Yes |
| Alipay / WeChat Pay | No |
| Cards per account | 1 card per account |
Billing
| Billing address | US General |
| Billing country | United States (all 50 states + Puerto Rico) |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | No |
| Meta / Google Ads | No |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 261573 | Mastercard | United States | Debit | 289 | 210 | 72.7% |
We logged 210 cleared charges out of 289 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Issuing country
Other Mastercard virtual cards
Frequently asked
What does Gemini Card cost to run?
The cost lines stack like this: issuing the card is free; there is no monthly fee on the entry tier; top-ups cost 0% (credit card; no foreign txn fee; APR 18.49-34.49% if balance carried); conversion is priced at 0% foreign transaction fee. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Gemini Card?
Gemini Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (US-only; full KYC + hard credit pull; Mastercard credit card, up to 4% crypto cashback, 0% FX)
How can I fund Gemini Card?
You can fund it with crypto (BTC, ETH, SOL, XRP, DOGE, USDC + 50+ reward tokens), bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Gemini Card need?
Setting it up: the billing address type is US General; cards are issued against United States (all 50 states + Puerto Rico); an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Will Gemini Card trigger 3-D Secure?
Yes. Gemini Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Gemini Card?
The issuer allows 1 card per account. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.