HyperCard
HyperCard is a crypto card issued on Mastercard, rated 5.6/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
HyperCard is the strongest fit for crypto funded, and asks for ID + proof at signup — we carry it at virtual-first; no apple/google pay on EU variants; pre-load required risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | HyperCard · Crypto Card |
| Official site | https://www.hyperbc.com/hyperCard |
| Best for | Crypto funded |
| Network | Mastercard |
| Rating | 5.6/10 (3.0★, 150 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | USD virtual 45 USD / EUR virtual 30 USD / physical 55-69 USD |
| Monthly / annual fee | Annual: $12 ··· |
| Top-up (deposit) fee | 2.5% (USD) / 1.3% (EUR) |
| FX / conversion fee | 2.3% (exchange fee) |
Verification and risk
| KYC required | Optional - US variant issues without KYC; EU… ··· |
| Risk level | virtual-first; no Apple/Google Pay on EU var… ··· |
Funding and limits
| Crypto top-up | yes (20-23 coins incl. BTC, ETH, USDT) |
| Bank transfer | no |
| Alipay / WeChat Pay | no |
Billing
| Billing country | US, Canada, EU/EEA, CN, HK (not KP) |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 532270 | Mastercard | United States | Debit | 121 | 84 | 69.4% |
We logged 84 cleared charges out of 121 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Issuing country
Other Mastercard virtual cards
Frequently asked
What does HyperCard cost to run?
The cost lines stack like this: issuing it costs USD virtual 45 USD / EUR virtual 30 USD / physical 55-69 USD; the recurring charge is Annual: $12 (USD Visa) / 12 EUR (EUR Mastercard); physical USD $60/yr; top-ups cost 2.5% (USD) / 1.3% (EUR); conversion is priced at 2.3% (exchange fee). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for HyperCard?
HyperCard asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Optional - US variant issues without KYC; EU variant requires passport KYC
How can I fund HyperCard?
You can fund it with crypto (20-23 coins incl. BTC, ETH, USDT). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does HyperCard need?
Setting it up: cards are issued against US, Canada, EU/EEA, CN, HK (not KP). Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.