PST.NET
PST.NET is a ad-spend VCC (media buying) issued on Mastercard, rated 5.6/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
PST.NET is the strongest fit for ad spend and free issuance, and asks for business KYC at signup — we carry it at high (light-regulation EMI, counterparty risk reported) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | PST.NET · Ad-spend VCC (media buying) |
| Official site | https://pst.net |
| Best for | Ad spend · Free issuance |
| Network | Mastercard |
| Rating | 5.6/10 (3.0★, 666 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | Free ··· |
| Monthly / annual fee | Free ··· |
| Top-up (deposit) fee | 2.9% (FB); 6% (Google/Ad); 4% (TikTok) |
| Declined transaction fee | $0 (no decline fee) |
Verification and risk
| KYC required | Yes (Full business KYC / eKYC) |
| Risk level | High (light-regulation EMI, counterparty risk reported) |
| AVS check | Yes |
| 3-D Secure | Yes (Ultima card 3DS; 3DS on ad cards) |
Funding and limits
| Crypto top-up | Yes (USDT, BTC) |
| Bank transfer | Yes (wire/SWIFT, USDT/BTC) |
| Alipay / WeChat Pay | No |
| Cards per account | Up to 100 free; unlimited for private members |
Billing
| Billing address | Business |
| Billing country | Global |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | No (no Apple/Google Pay tokenization) |
| Meta / Google Ads | Yes (purpose-built for FB/Google/TikTok/Pinterest ads) |
What the issuer states on its own site
- Variable packages, free cards, cashback and everything else to grow your ROI!
- A subscription for high-volume ad spend: cashback, team controls and more.
- % fee for withdrawal from the card.
- % fee for declined payments.
Source: https://pst.net.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 265405 | Mastercard | Multi-region | Debit | 281 | 205 | 73.0% |
We logged 205 cleared charges out of 281 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Mastercard virtual cards
Frequently asked
What does PST.NET cost to run?
The cost lines stack like this: issuing the card is free; there is no monthly fee on the entry tier; top-ups cost 2.9% (FB); 6% (Google/Ad); 4% (TikTok). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for PST.NET?
PST.NET asks for business KYC at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (Full business KYC / eKYC)
How can I fund PST.NET?
You can fund it with crypto (USDT, BTC), bank transfer (wire/SWIFT, USDT/BTC). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does PST.NET need?
Setting it up: the billing address type is Business; cards are issued against Global; an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does PST.NET work for subscriptions and AI tools?
We recorded successful charges for Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will PST.NET trigger 3-D Secure?
Yes. PST.NET supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with PST.NET?
The issuer allows Up to 100 free; unlimited for private members. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.