Zed App
Zed App is a fintech wallet issued on Mastercard, rated 6.1/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Zed App is the strongest fit for free issuance, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Zed App · Fintech Wallet |
| Official site | https://zedapp.co |
| Best for | Free issuance |
| Network | Mastercard |
| Rating | 6.1/10 (3.0★, 299 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free (in-app) |
| Monthly / annual fee | Free (no monthly fee) |
| Declined transaction fee | None (no decline fees) |
Verification and risk
| KYC required | Yes |
| Risk level | Medium |
| AVS check | No |
Funding and limits
| Cards per account | Up to 3 cards |
Billing
| Billing country | Nigeria |
What the issuer states on its own site
- Create up to 3 cards, choose Visa or Mastercard, enjoy 99.99% success rate.
- Instantly convert Airtime to Cash hassle-free without manual transfer complications.
- Zed virtual cards simpify global payments with ease. Create up to 3 cards, choose Visa or Mastercard, enjoy 99.99% success rate.
Source: https://zedapp.co.
How it performed in our tests
We logged 160 cleared charges out of 226 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Issuing country
Other Mastercard virtual cards
Frequently asked
What does Zed App cost to run?
The cost lines stack like this: issuing the card is free; there is no monthly fee on the entry tier. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Zed App?
Zed App asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
Which billing address does Zed App need?
Setting it up: cards are issued against Nigeria; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
How many cards can I open with Zed App?
The issuer allows Up to 3 cards. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.