Blackcatcard vs Bleap
Both Blackcatcard and Bleap clear the checkouts our readers ask about most. Here is where the two part ways on fees and verification.
Both issue on Mastercard; both ask for ID + proof; only Blackcatcard funds by bank transfer.
Bleap is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. Blackcatcard is the better fit for power users who need bank-transfer funding.
Where they split
| Field | Blackcatcard | Bleap |
|---|---|---|
| Card network | Mastercard | Mastercard |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free | Free |
| Monthly fee | Free (1 card); €2/mo (2+ cards) | Free |
| Top-up fee | — | 0% |
| FX fee | — | 0% |
| Crypto funding | Yes (BTC/ETH/USDT) | Yes |
| AI tool support | — | ChatGPT / Claude / Midjourney |
| Risk level | Low-Medium | Low-Medium |
| Our rating | 8.2 | 9.8 |
| User reviews | 270 | 932 |
| Best for | App Store / Play · Free issuance | All-rounder · AI subscriptions |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
What sets them apart
- Bleap costs less to keep open, so it is the one to reach for if you are watching your budget.
- Bleap shows up in more of our test scenarios, so it is the safer pick when you juggle several subscriptions.
- Bleap edged Blackcatcard on our composite rating across fees, risk and merchant tests.
Side by side
Run the numbers against your own usage. Bleap runs free to create plus no top-up fee per top-up; Blackcatcard runs free plus no top-up fee. For one or two subscriptions the first column wins; for bank-transfer funding, the second does.
Questions people ask
That depends on what you spend on. Blackcatcard scores 8.2/10 against Bleap's 9.8/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Bleap works out cheaper: no virtual card issuance fee, free account maintenance. Blackcatcard adds $1.09 a month.
Blackcatcard asks for ID + proof at signup; Bleap asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 2 of the same test scenarios, including Contabo, PlayStation Network. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Blackcatcard and Bleap both landed in our top picks for 2 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🌐 Cloud & VPS 1
🎮 Gaming 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: