Blackcatcard vs YEX
Two virtual cards people weigh up side by side. We put Blackcatcard and YEX on the same rows so the difference is easy to see.
Blackcatcard issues on Mastercard and YEX on Visa; both ask for ID + proof; only Blackcatcard funds by bank transfer.
YEX is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. Blackcatcard is the better fit for power users who need bank-transfer funding.
The short version of the matchup
| Field | Blackcatcard | YEX |
|---|---|---|
| Card network | Mastercard | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free | Free |
| Monthly fee | Free (1 card); €2/mo (2+ cards) | Free |
| Top-up fee | — | — |
| FX fee | — | 0% |
| Crypto funding | Yes (BTC/ETH/USDT) | Yes |
| AI tool support | — | ChatGPT / Claude / Midjourney |
| Risk level | Low-Medium | Medium |
| Our rating | 8.2 | 8.4 |
| User reviews | 270 | 274 |
| Best for | App Store / Play · Free issuance | All-rounder · AI subscriptions |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Two cards, one decision
- Budget-led users will lean to YEX: the running cost is the lower of the two.
- YEX covers a wider spread of use cases; Blackcatcard is more of a single-purpose tool.
- Blackcatcard carries the lower risk flag in our file, which some users prefer for a primary card.
The head to head
Both cards clear the same checkouts in our tests, so the call comes down to cost. YEX is cheaper on issuance (free) and top-ups (no top-up fee), while Blackcatcard is worth the premium only for bank-transfer funding.
Questions people ask
That depends on what you spend on. Blackcatcard scores 8.2/10 against YEX's 8.4/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
YEX works out cheaper: no virtual card issuance fee, free account maintenance. Blackcatcard adds $1.09 a month.
Blackcatcard asks for ID + proof at signup; YEX asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 2 of the same test scenarios, including Contabo, PlayStation Network. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Blackcatcard and YEX both landed in our top picks for 2 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🌐 Cloud & VPS 1
🎮 Gaming 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) · 🇨🇦 Canada — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: