Coinbase Card vs Solid Card
Torn between Coinbase Card and Solid Card? The comparison below is built from the same test data we use across the rest of the site.
Both issue on Visa; both ask for ID + proof.
Coinbase Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. Solid Card is the better fit for power users who need ad spend and AI subscriptions.
The two, compared
| Field | Coinbase Card | Solid Card |
|---|---|---|
| Card network | Visa | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free |
| Top-up fee | Conversion spread ~2.49% | — |
| FX fee | No direct fee; spread applies | — |
| Crypto funding | Yes (160+ cryptocurrencies) | Yes (USDC) |
| AI tool support | — | ChatGPT / Claude / Midjourney |
| Risk level | Low | Low |
| Our rating | 8.6 | 8.5 |
| User reviews | 187 | 847 |
| Best for | App Store / Play · Free issuance | All-rounder · Ad spend |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Where they split
- Solid Card covers a wider spread of use cases; Coinbase Card is more of a single-purpose tool.
- Neither card dominates every row; the right one depends on which column you care about most.
The short version of the matchup
Run the numbers against your own usage. Coinbase Card runs free to create plus a 2.49% top-up per top-up; Solid Card runs free plus no top-up fee. For one or two subscriptions the first column wins; for ad-platform billing and AI subscriptions, the second does.
Questions people ask
That depends on what you spend on. Coinbase Card scores 8.6/10 against Solid Card's 8.5/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Coinbase Card is the cheaper card to run. Both Coinbase Card and Solid Card issue virtual cards for free; Coinbase Card reloads at 2.49%, while Solid Card publishes no top-up percentage.
Coinbase Card asks for ID + proof at signup; Solid Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 2 of the same test scenarios, including Vercel, Contabo. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Coinbase Card and Solid Card both landed in our top picks for 2 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
Their BIN ranges
Cards issued in 🇺🇸 US — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: