Coinbase Card vs Revolut
Both Coinbase Card and Revolut clear the checkouts our readers ask about most. Here is where the two part ways on fees and verification.
Coinbase Card issues on Visa and Revolut on Visa · Mastercard; verification is ID + proof at Coinbase Card versus ID only at Revolut.
Coinbase Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee, 0% foreign transaction fees. Revolut is the better fit for power users who need ad spend and AI subscriptions.
Two cards, one decision
| Field | Coinbase Card | Revolut |
|---|---|---|
| Card network | Visa | Visa, Mastercard |
| Card type | Crypto Card | Digital Bank / Neobank |
| KYC | ID + proof | ID only |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free (Standard); Plus £3.99; Premium £7.99; Metal £14.99; Ultra £55 per mo |
| Top-up fee | Conversion spread ~2.49% | — |
| FX fee | No direct fee; spread applies | 0.5% |
| Crypto funding | Yes (160+ cryptocurrencies) | Yes |
| AI tool support | — | ChatGPT / Claude / Midjourney |
| Risk level | Low | Low-Medium |
| Our rating | 8.6 | 9.0 |
| User reviews | 187 | 80 |
| Best for | App Store / Play · Free issuance | All-rounder · Ad spend |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Side by side
- Revolut covers a wider spread of use cases; Coinbase Card is more of a single-purpose tool.
- Revolut asks for less verification up front, which matters if you want a card live the same day.
- In our scoring, Revolut finished ahead of Coinbase Card — not by a mile, but enough to tilt a tiebreak.
- If risk rating weights your choice, Coinbase Card is the calmer of the two.
The two, compared
Run the numbers against your own usage. Coinbase Card runs free to create plus a 2.49% top-up per top-up; Revolut runs free plus no top-up fee. For one or two subscriptions the first column wins; for ad-platform billing and AI subscriptions, the second does.
Questions people ask
That depends on what you spend on. Coinbase Card scores 8.6/10 against Revolut's 9.0/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Coinbase Card is the cheaper card to run. Both Coinbase Card and Revolut issue virtual cards for free; Coinbase Card reloads at 2.49%, while Revolut publishes no top-up percentage.
Coinbase Card asks for ID + proof at signup; Revolut asks for ID only. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 6 of the same test scenarios, including Shein, Google Cloud Platform, Cloudflare. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Coinbase Card and Revolut both landed in our top picks for 6 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🌐 Cloud & VPS 4
🛍️ Cross-border Shopping 1
🎮 Gaming 1
Their BIN ranges
Cards issued in 🇺🇸 US · 🇬🇧 UK — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: