Nexo vs Solid Card
Two virtual cards people weigh up side by side. We put Nexo and Solid Card on the same rows so the difference is easy to see.
Nexo issues on Visa · Mastercard and Solid Card on Visa; both ask for ID + proof.
Nexo is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee. Solid Card is the better fit for power users who need ad spend.
What sets them apart
| Field | Nexo | Solid Card |
|---|---|---|
| Card network | Visa, Mastercard | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free (virtual card instant activation) | Free |
| Monthly fee | Free (no monthly/annual/inactivity fee) | Free |
| Top-up fee | 0% | — |
| FX fee | 0.2% (EEA weekday) / 2% elsewhere (2.5% weekend) | — |
| Crypto funding | Yes (20+ blockchain funding; USDT/USDC/ETH/SOL etc.) | Yes (USDC) |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Low-Medium | Low |
| Our rating | 8.3 | 8.5 |
| User reviews | 783 | 847 |
| Best for | All-rounder · AI subscriptions | All-rounder · Ad spend |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
The two, compared
- Solid Card shows up in more of our test scenarios, so it is the safer pick when you juggle several subscriptions.
- If risk rating weights your choice, Solid Card is the calmer of the two.
The head to head
Run the numbers against your own usage. Nexo runs free to create plus no top-up fee per top-up; Solid Card runs free plus no top-up fee. For one or two subscriptions the first column wins; for ad-platform billing, the second does.
Questions people ask
That depends on what you spend on. Nexo scores 8.3/10 against Solid Card's 8.5/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Nexo is the cheaper card to run. Both Nexo and Solid Card issue virtual cards for free; Nexo reloads at 0%, while Solid Card publishes no top-up percentage.
Nexo asks for ID + proof at signup; Solid Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 2 of the same test scenarios, including ElevenLabs, Amazon US. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Nexo and Solid Card both landed in our top picks for 2 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🤖 AI Tools & Developer Tools 1
🛍️ Cross-border Shopping 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) · 🇺🇸 US — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: