410379 Virtual Card Review - United States Visa Debit
Where it cleared without drama: Udio AI, Hugging Face, Perplexity AI. All three passed first time and survived a renewal four weeks later.
We added 410379 to the directory after it cleared a checkout that had already rejected two better-known ranges. It is a Debit Visa prefix from Tria, issued in United States.
What the six digits say
- BIN
- 410379
- Card network
- Visa
- Issuing country
- United States
- Card type
- Debit
- Issued by
- Tria
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
What it costs to run
The money side is simple: $250/yr (Premium), no top-up fee, and a 1% conversion fee on anything billed outside USD. Compare on funding cost rather than signup fee. The funding side is what you pay every month for years.
| Card creation fee | $250/yr (Premium) |
|---|---|
| Monthly fee | Includes annual fee |
| Top-up fee | — |
| FX / conversion fee | 1% |
| Declined transaction fee | 0.5% per transaction |
| Minimum top-up | — |
Where 410379 clears, and where it does not
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Udio AI | 55 | 50 | 91% | cleared first time; a second charge a week later also went through |
| Hugging Face | 44 | 39 | 89% | cleared first time; a second charge a week later also went through |
| Perplexity AI | 34 | 28 | 82% | cleared on the first attempt, no challenge issued |
| Nike US | 22 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Nintendo eShop | 17 | 6 | 35% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
Run from a United States-region account between 17 Jul to 28 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Do not expect much luck on Nike US. It declined on all four attempts. Nintendo eShop was inconsistent, two passes out of five.
What to change before you retry
- Nike US: 0 of 22 cleared. Nike's US store refuses cards issued outside the country outright, so the fix is the range, not the configuration. A domestic-issued range clears; a foreign one never will.
- Nintendo eShop: 6 of 17 cleared. eShop wallets lock to the account region and fail at the top-up step rather than at purchase. Change the account region first, then attach the card.
Before you try it
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- Paste the United States billing address Tria generates rather than typing your own. One transposed digit is enough to fail the check.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
Worth it?
The 3-D Secure behaviour is the reason we keep it. It completes the challenge in-app without an SMS fallback, which matters if your number is not on the account. We will keep it in the rotation and re-test it in a month.
FAQ
What does the 410379 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Tria, country of issue United States, product class Debit. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 410379 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Tria can map those. A BIN alone will never get anyone into your money.
Why would 410379 be declined if the range is fine?
Of the 172 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 410379.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
Method
We bought a Tria card, funded it, and pushed 172 charges through live merchant checkout pages between 17 Jul to 28 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 123 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 03 September 2026 · 172 charges on record for this range.