BIN 455555: United States Visa Virtual Card (Debit)
126 of 173 attempts cleared, and most of those came from three merchants: Epic Games Store, Netflix, Hugging Face.
This range belongs to Solayer Emerald Card. Issued out of United States on Visa, classed as Debit by most acquirers.
What the six digits say
- BIN
- 455555
- Card network
- Visa
- Issuing country
- United States
- Card type
- Debit
- Issued by
- Solayer Emerald Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto
- Max cards per account
- Multiple
- Issuer risk rating
- Medium
Costs, stacked up
The first charge carries no issuance fee. Every charge after it carries no top-up fee, and outside USD, no FX markup. Compare on funding cost rather than signup fee. The funding side is what you pay every month for years.
| Card creation fee | Free for existing users / $20 annual fee for new users |
|---|---|
| Monthly fee | Free |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Where 455555 clears, and where it does not
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Epic Games Store | 55 | 52 | 95% | went through on a fresh card with the issuer's default address |
| Netflix | 44 | 39 | 89% | went through on a fresh card with the issuer's default address |
| Hugging Face | 34 | 29 | 85% | went through on a fresh card with the issuer's default address |
| Crunchyroll | 22 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| Tidal | 18 | 6 | 33% | Geo mismatch. The connection country did not match the card's country of issue. |
Run from a United States-region account between 05 Jul to 30 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
Crunchyroll is the one to avoid. Its fraud rules appear to treat Debit ranges as high risk by default.
What to change before you retry
- Crunchyroll: 0 of 22 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
- Tidal: 6 of 18 cleared. Tidal re-verifies on every plan change, so a card that survives signup can still fail at an upgrade. Keep the address static between changes.
Getting it to work first time
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- Paste the United States billing address Solayer Emerald Card generates rather than typing your own. One transposed digit is enough to fail the check.
Worth it?
This is the range I would give someone who has never used a virtual card. Low balance requirement and the failure modes are easy to diagnose. Nothing here makes it the best option, and nothing makes it a bad one.
Questions we get about 455555
What does the 455555 BIN tell a merchant?
In practice the checkout reads Solayer Emerald Card / United States / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 455555 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Solayer Emerald Card can map those. A BIN alone will never get anyone into your money.
Why would 455555 be declined if the range is fine?
Of the 173 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 455555.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
What we did
We bought a Solayer Emerald Card card, funded it, and pushed 173 charges through live merchant checkout pages between 05 Jul to 30 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 126 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 01 September 2026 · 173 charges on record for this range.