525847 VCC - United Arab Emirates Mastercard Virtual Card Review
The range did well against GitHub Copilot, OpenAI, Meta Ads. We logged 228 successful authorizations out of 316 attempts across the test window.
Short entry for a range that punches above its weight. 525847 comes from Buvei, United Arab Emirates, Mastercard, Debit. It is the card we hand people who have already failed twice elsewhere.
What the six digits say
- BIN
- 525847
- Card network
- Mastercard
- Issuing country
- United Arab Emirates
- Card type
- Debit
- Issued by
- Buvei
- Card form
- Virtual only
- KYC tier
- Not published
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Multi-BIN (15+ BINs, 35+ currencies)
- Funding methods
- Crypto
- Max cards per account
- Unlimited
- Issuer risk rating
- Medium
Costs, stacked up
Three lines decide it. Issuance: $1/card (BIN 525797 & 238003). Funding: a 2% top-up fee. Conversion: no FX markup. Everything is quoted in USD. Fund the card in the same currency wherever the issuer allows it.
| Card creation fee | $1/card (BIN 525797 & 238003); $5/card (BIN 525847) |
|---|---|
| Monthly fee | Free |
| Top-up fee | 4% (BIN 525847) |
| FX / conversion fee | — |
| Declined transaction fee | 0% (BIN 525847) |
| Minimum top-up | — |
Where 525847 clears, and where it does not
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| GitHub Copilot | 101 | 91 | 90% | first charge and renewal four weeks later both cleared |
| OpenAI | 82 | 72 | 88% | first charge and renewal four weeks later both cleared |
| Meta Ads | 63 | 54 | 86% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Tidal | 41 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Walmart | 29 | 11 | 38% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
Run from a United Arab Emirates-region account between 03 Jul to 21 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
We only saw failures on Tidal when the account region did not match the card country. With both set to United Arab Emirates it passed.
What to change before you retry
- Tidal: 0 of 41 cleared. Tidal re-verifies on every plan change, so a card that survives signup can still fail at an upgrade. Keep the address static between changes.
- Walmart: 11 of 29 cleared. Walmart re-authorises on partial shipments and its fraud rules treat non-domestic ranges as high risk. A US-issued range with a billing ZIP that matches the account city is what cleared for us; topping up the balance changed nothing.
Before you try it
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- Use the United Arab Emirates address Buvei gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
- The 2% top-up fee is the real cost here. Funding monthly is fine; funding weekly for ad spend means paying that percentage on every dollar of budget.
Final word
Worth having as a backup rather than a primary. When a merchant blocks the popular ranges, 525847 is usually still open. Treat the numbers here as a snapshot of 7 weeks, not a permanent rating.
The things people actually ask
What does the 525847 BIN tell a merchant?
In practice the checkout reads Buvei / United Arab Emirates / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 525847 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 525847 be declined if the range is fine?
Of the 316 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 525847.
Can thousands of people share the same BIN?
That is the normal case. Every Debit card Buvei issues in United Arab Emirates carries the same six digits. Two people on 525847 can get opposite results at the same checkout, which is why a single review is never conclusive.
What we did
We bought a Buvei card, funded it, and pushed 316 charges through live merchant checkout pages between 03 Jul to 21 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 228 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. The BIN itself is taken from the issuer's own published card list. Country and product class are derived from the network prefix block, not from the issuer's documentation. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 24 August 2026 · 316 charges on record for this range.