BIN 526169: Lithuania Mastercard Virtual Card (Debit)
It works on YouTube Premium, Disney+, Anthropic API. Those three account for most of the 98 successful charges we recorded.
526169 is the Mastercard range Fyatu hands out for Lithuania accounts. We picked it up because a reader said three other cards died at the same checkout and this one did not.
What 526169 actually is
- BIN
- 526169
- Card network
- Mastercard
- Issuing country
- Lithuania
- Card type
- Debit
- Issued by
- Fyatu
- Card form
- Virtual only
- KYC tier
- Face scan
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Crypto
- Max cards per account
- Not published
- Issuer risk rating
- Medium
The money side
The signup cost is easy to compare and mostly irrelevant. What follows you around is no top-up fee, with no FX markup sitting behind it. We checked these against the issuer's own pricing page, not a reseller. Resellers usually add a margin.
| Card creation fee | 4 |
|---|---|
| Monthly fee | 2 |
| Top-up fee | 3% |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Cleared versus declined
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| YouTube Premium | 43 | 39 | 91% | went through on a fresh card with the issuer's default address |
| Disney+ | 35 | 31 | 89% | went through on a fresh card with the issuer's default address |
| Anthropic API | 27 | 23 | 85% | no friction, and no AVS prompt |
| Hetzner | 17 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| StockX | 15 | 5 | 33% | Geo mismatch. The connection country did not match the card's country of issue. |
Run from a Lithuania-region account between 11 Jul to 22 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
It failed twice on Hetzner, both times on an AVS mismatch rather than a range block. Setting the billing address to the issuer default fixed it.
What to change before you retry
- Hetzner: 0 of 17 cleared. Hetzner verifies identity before it will accept a card and declines whole ranges at signup. Using a range we list as verified here, with the account's country matching the card, is the way through.
- StockX: 5 of 15 cleared. Charges only happen when a bid is accepted, so the balance has to be sitting there before the seller responds. A card that funds on demand is what fails here, not the range.
Setup notes for Fyatu
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Set the billing address to exactly what Fyatu generates for Lithuania. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
Verdict, briefly
Accurate summary: cheap to start, mid-priced to run, dependable enough that we stopped testing workarounds. If you find a merchant where it behaves differently, tell us and we will add it to the log.
The things people actually ask
What does the 526169 BIN tell a merchant?
In practice the checkout reads Fyatu / Lithuania / Debit and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 526169 a real card number?
No, and this trips people up. 526169 is a range identifier shared across every card Fyatu issues in Lithuania. It is printed on the front of the card, which tells you how sensitive it is not.
Why would 526169 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
What we did
We bought a Fyatu card, funded it, and pushed 137 charges through live merchant checkout pages between 11 Jul to 22 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 98 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 30 August 2026 · 137 charges on record for this range.