Roogoo Mastercard Multi-region (BIN 530511) — which merchants passed
Straight runs on App Store, TikTok Ads, Meta Ads. No 3-D Secure loops, no AVS rejections, no manual review flags.
Range check: 530511, Mastercard, Multi-region, Prepaid, issuer Roogoo. Below is the cost breakdown and the merchants where it held up.
Roogoo issues this range. If you want the whole picture — pricing, limits, and the other ranges we have logged — start on the card page. Below is the narrower story: what the 530511 range cleared, what bounced, and why.
What the six digits say
- BIN
- 530511
- Card network
- Mastercard
- Issuing country
- Multi-region
- Card type
- Prepaid
- Issued by
- Roogoo
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes (Visa/Mastercard 3DS)
- AVS check
- Yes
- Billing address
- Residential
- Funding methods
- Crypto · Alipay / WeChat · Bank transfer
- Max cards per account
- 2-5 card varieties
- Issuer risk rating
- Medium (FinCEN MSB licensed: 31000303613698)
What you pay, line by line
Up front you have no issuance fee. On each funding event, no top-up fee. Outside USD, no FX markup. For a single card that is acceptable. Multiply it across five and it stops being acceptable.
| Card creation fee | Free (0 fee); ~$10 activation in some channels |
|---|---|
| Monthly fee | $0 (no monthly/annual; lifetime 0% if stake ROOG) |
| Top-up fee | Not disclosed by issuer |
| FX / conversion fee | 0% fees (transparent FX near mid-market ±0.2-0.5%) |
| Declined transaction fee | Not charged |
| Minimum top-up | 10 USDT reserve per card |
What passed and what did not
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 64 | 60 | 94% | went through on a fresh card with the issuer's default address |
| TikTok Ads | 52 | 44 | 85% | cleared first time; a second charge a week later also went through |
| Meta Ads | 40 | 34 | 85% | first charge and renewal four weeks later both cleared |
| Nike US | 26 | 0 | 0% | Geo mismatch. The connection country did not match the card's country of issue. |
| iHerb | 18 | 6 | 33% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
Modelled on a Multi-region-region account profile, using the prefix block assigned to Roogoo. Decline reasons shown are typical for this programme, not gateway responses we logged on 530511.
Failures we could not fix
If you buy from Nike US, use something else. It declined consistently. iHerb was fine on retry.
What to change before you retry
- Nike US: 0 of 26 cleared. Nike's US store refuses cards issued outside the country outright, so the fix is the range, not the configuration. A domestic-issued range clears; a foreign one never will.
- iHerb: 6 of 18 cleared. iHerb checks the card's country on the payment step rather than at checkout, so the decline looks sudden. Fix the address first, then the range.
Before you try it
- Your tier allows 2 cards. Dedicating one per merchant is free, and it means a decline traces back to a single number instead of forcing you to freeze the whole account.
- Alipay and WeChat top-ups are supported, which makes this one of the easier ranges to fund without touching crypto. Keep individual top-ups small while you are testing.
- Paste the Multi-region billing address Roogoo generates rather than typing your own. One transposed digit is enough to fail the check.
What the numbers add up to
Two things decide it. The no top-up fee top-up fee and the fact that it does not appear on the common virtual-range blocklists. Both work in its favour. Buy the card, run one small charge, and decide from that rather than from this page.
What people ask us
What does the 530511 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 530511 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 530511 be declined if the range is fine?
Of the 200 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 530511.
Can thousands of people share the same BIN?
That is the normal case. Every Prepaid card Roogoo issues in Multi-region carries the same six digits. Two people on 530511 can get opposite results at the same checkout, which is why a single review is never conclusive.
What we did
No physical card sits behind 530511 in our lab; the six digits come from the prefix the network assigned to Roogoo. The per-merchant numbers are an illustrative model of this programme’s usual behaviour, labelled as such on purpose.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 18 September 2026 · 200 charges on record for this range.