Roogoo
Roogoo is a crypto prepaid card (mastercard/visa, Web3) issued on Mastercard, rated 8.1/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Roogoo is the strongest fit for ad spend and app store / play, and asks for ID + proof at signup — we carry it at medium (FinCEN MSB licensed: 31000303613698) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Roogoo · Crypto prepaid card (Mastercard/Visa, Web3) |
| Official site | https://roogoo.com |
| Best for | Ad spend · App Store / Play |
| Network | Mastercard |
| Rating | 8.1/10 (4.0★, 735 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free (0 fee); ~$10 activation in some channels |
| Monthly / annual fee | $0 (no monthly/annual; lifetime 0% if stake ROOG) |
| Minimum deposit | 10 USDT reserve per card |
| FX / conversion fee | 0% fees (transparent FX near mid-market ±0.2-0.5%) |
Verification and risk
| KYC required | Yes |
| Risk level | Medium (FinCEN MSB licensed: 31000303613698) |
| AVS check | Yes |
| 3-D Secure | Yes (Visa/Mastercard 3DS) |
Funding and limits
| Crypto top-up | Yes (USDT; plans USDC) |
| Bank transfer | Yes (crypto USDT; on-chain) |
| Alipay / WeChat Pay | Yes (Alipay/WeChat Pay binding supported) |
| Cards per account | 2-5 card varieties |
Billing
| Billing address | Residential |
| Billing country | Global (US MSB, HK card; excl sanctions) |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes (Apple Pay/Google Pay/Alipay/WeChat) |
| Meta / Google Ads | Yes (general online spend; AI subs) |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 530511 | Mastercard | Multi-region | Prepaid | 200 | 144 | 72.0% |
We logged 144 cleared charges out of 200 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Mastercard virtual cards
Frequently asked
What does Roogoo cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is $0 (no monthly/annual; lifetime 0% if stake ROOG); conversion is priced at 0% fees (transparent FX near mid-market ±0.2-0.5%); you need 10 USDT reserve per card to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Roogoo?
Roogoo asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
How can I fund Roogoo?
You can fund it with crypto (USDT; plans USDC), bank transfer (crypto USDT; on-chain), Alipay or WeChat Pay (Alipay/WeChat Pay binding supported). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Roogoo need?
Setting it up: the billing address type is Residential; cards are issued against Global (US MSB, HK card; excl sanctions); an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Roogoo work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Roogoo trigger 3-D Secure?
Yes. Roogoo supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Roogoo?
The issuer allows 2-5 card varieties. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.