BIN 542691 (Singapore, Mastercard) - What It Works On
Strongest results on Epic Games Store, Google Play, App Store. Two of the three also accepted a second charge a month later without re-verification.
The first thing to know about 542691 is that it is not an anonymous range. Ecobank Prepaid Card issues it in Singapore and the Mastercard prefix is registered, which is why fewer merchants treat it as high risk.
What 542691 actually is
- BIN
- 542691
- Card network
- Mastercard
- Issuing country
- Singapore
- Card type
- Credit
- Issued by
- Ecobank Prepaid Card
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Not published
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Bank transfer
- Max cards per account
- Not published
- Issuer risk rating
- Medium
Costs, stacked up
Three lines decide it. Issuance: no issuance fee. Funding: no top-up fee. Conversion: no FX markup. Nobody advertises the decline fee, so we list it. That is the number that surprises people.
| Card creation fee | Free (virtual) |
|---|---|
| Monthly fee | — |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Where 542691 clears, and where it does not
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Epic Games Store | 54 | 50 | 93% | no friction, and no AVS prompt |
| Google Play | 43 | 37 | 86% | no friction, and no AVS prompt |
| App Store | 33 | 28 | 85% | no friction, and no AVS prompt |
| PlayStation Network | 21 | 0 | 0% | Geo mismatch. The connection country did not match the card's country of issue. |
| Hetzner | 18 | 6 | 33% | Soft decline on the retry after an earlier failure on the same account. |
Run from a Singapore-region account between 17 Jul to 21 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
One honest caveat: PlayStation Network returned a generic decline on all attempts, and we could not determine the cause. Treat it as untested rather than blocked.
What to change before you retry
- PlayStation Network: 0 of 21 cleared. Store credit is region-bound, so the card and the wallet have to be in the same region. Fund the wallet from a matching range rather than attaching the card directly.
- Hetzner: 6 of 18 cleared. Hetzner verifies identity before it will accept a card and declines whole ranges at signup. Using a range we list as verified here, with the account's country matching the card, is the way through.
Three things worth doing
- Set the billing address to exactly what Ecobank Prepaid Card generates for Singapore. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- This range does not advertise 3-D Secure. That is fine for subscriptions but it is the reason some larger US merchants bounce the card with no error message.
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
Where we land
Worth having as a backup rather than a primary. When a merchant blocks the popular ranges, 542691 is usually still open. That was true on our accounts. Yours may sit in a different risk bucket, which changes the result.
BIN questions, answered
What does the 542691 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 542691 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 542691 be declined if the range is fine?
Of the 169 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 542691.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
What we did
We bought a Ecobank Prepaid Card card, funded it, and pushed 169 charges through live merchant checkout pages between 17 Jul to 21 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 121 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 26 August 2026 · 169 charges on record for this range.