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Brand profile · Virtual prepaid Visa (e-wallet, LATAM/India focus)

AstroPay

By the VCCFinder editorial & research team·Reference for virtual card shoppers·Last reviewed October 2026·About our testing

AstroPay is a virtual prepaid visa (e-wallet, LATAM/india focus) issued on Mastercard, rated 6.1/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.

6.1rating /10
ID + proofKYC
Mastercardnetwork
What we would lead with

AstroPay is the strongest fit for ad spend and app store / play, and asks for ID + proof at signup — we carry it at low-medium (FCA EMI + isle of man FSA + brazil BCB) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.

Profile

Issuer / categoryAstroPay · Virtual prepaid Visa (e-wallet, LATAM/India focus)
Official sitehttps://www.astropay.com
Best forAd spend · App Store / Play
NetworkMastercard
Rating6.1/10 (3.0★, 638 data points)
Data qualitypartial

Costs and fees

Card creation feeFree (virtual Visa issuance free)
Monthly / annual fee$0
FX / conversion fee1-1.5% markup (some corridors 1-3%)

Verification and risk

KYC requiredYes (phone + SMS or biometric)
Risk levelLow-Medium (FCA EMI + Isle of Man FSA + Brazil BCB)
AVS checkYes
3-D SecureYes (Visa 3DS)

Funding and limits

Crypto top-upNo
Bank transferYes (local rails: PIX, SPEI, UPI, OXXO, etc.)
Alipay / WeChat PayNo
Cards per accountMultiple (single-use or multi-use)

Billing

Billing addressResidential
Billing country150+ countries (LATAM, Asia, Africa, parts of Europe)

Platform compatibility

ChatGPTNo
ClaudeNo
MidjourneyNo
Netflix / SpotifyNo
App Store / Google PlayYes (in-app virtual card)
Meta / Google AdsYes (general online spend)

What the issuer states on its own site

Source: https://www.astropay.com.

How it performed in our tests

BIN rangeNetworkIssuing countryTypeChargesClearedClear rate
532503MastercardMulti-regionPrepaid1369872.1%

We logged 98 cleared charges out of 136 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.

Where to go next

Checkout guides built around this card

Category guides

Other Mastercard virtual cards

Frequently asked

What does AstroPay cost to run?

The cost lines stack like this: issuing the card is free; the recurring charge is $0; conversion is priced at 1-1.5% markup (some corridors 1-3%). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.

Do I need to verify my identity for AstroPay?

AstroPay asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (phone + SMS or biometric)

How can I fund AstroPay?

You can fund it with bank transfer (local rails: PIX, SPEI, UPI, OXXO, etc.). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.

Which billing address does AstroPay need?

Setting it up: the billing address type is Residential; cards are issued against 150+ countries (LATAM, Asia, Africa, parts of Europe); an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.

Does AstroPay work for subscriptions and AI tools?

We recorded successful charges for the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.

Will AstroPay trigger 3-D Secure?

Yes. AstroPay supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.

How many cards can I open with AstroPay?

AstroPay allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple (single-use or multi-use). Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.

How VCCFinder tests

VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.

Read the full test protocol.