E.PN | Virtual Cards
E.PN | Virtual Cards is a virtual card platform issued on Mastercard, rated 6.2/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
E.PN | Virtual Cards is the strongest fit for ad spend, and asks for ID only at signup. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | E.PN | Virtual Cards · Virtual card platform |
| Official site | https://e.pn |
| Best for | Ad spend |
| Network | Mastercard |
| Rating | 6.2/10 (3.0★, 365 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | From $2 ($2-$4 by grade) |
| Monthly / annual fee | $2-$4 by grade (maintenance) |
| Top-up (deposit) fee | 3%-6.7% by grade |
| Minimum deposit | $50 account / $1 per card |
Verification and risk
| KYC required | ID Only |
| 3-D Secure | TRUE |
Funding and limits
| Crypto top-up | Yes (BTC, USDT) |
| Alipay / WeChat Pay | TRUE |
Platform compatibility
| App Store / Google Play | TRUE |
| Meta / Google Ads | Yes (Google, TikTok, Facebook, Bing Ads) |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 268392 | Mastercard | United States | Prepaid | 331 | 241 | 72.8% |
We logged 241 cleared charges out of 331 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Mastercard virtual cards
Frequently asked
What does E.PN | Virtual Cards cost to run?
The cost lines stack like this: issuing it costs From $2 ($2-$4 by grade); the recurring charge is $2-$4 by grade (maintenance); top-ups cost 3%-6.7% by grade; you need $50 account / $1 per card to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for E.PN | Virtual Cards?
E.PN | Virtual Cards asks for ID only at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: ID Only
How can I fund E.PN | Virtual Cards?
You can fund it with crypto (BTC, USDT), Alipay or WeChat Pay (TRUE). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Does E.PN | Virtual Cards work for subscriptions and AI tools?
We recorded successful charges for Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will E.PN | Virtual Cards trigger 3-D Secure?
No. E.PN | Virtual Cards does not use 3-D Secure. That removes a step at checkout and also means a blocked range fails immediately instead of hanging on an OTP screen, which is easier to diagnose.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.