FAB Travel Card
FAB Travel Card is a traditional bank card issued on Mastercard, rated 6.0/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
FAB Travel Card is the strongest fit for app store / play and free issuance, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | FAB Travel Card · Traditional Bank Card |
| Official site | https://www.bankfab.com/en-ae/personal/credit-cards/fab-travel-credit-card |
| Best for | App Store / Play · Free issuance |
| Network | Mastercard |
| Rating | 6.0/10 (3.0★, 642 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | Free issuance (AED 1,500/year annual membership fee) |
| Monthly / annual fee | AED 1,500/year annual fee (~AED 125/mo equivalent) |
| FX / conversion fee | 0% international transaction fees (scheme + bank charges waived) |
Verification and risk
| KYC required | Yes |
| Risk level | Medium |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Cards per account | Supplementary cards available |
Billing
| Billing address | Customizable |
| Billing country | United Arab Emirates |
Platform compatibility
| App Store / Google Play | Yes |
What the issuer states on its own site
- Earn 12% cashback in FAB Rewards on flight and hotel bookings, up to a maximum of 1,800 per month.
- The second guest can enjoy up to 6 free visits if a minimum spend of 5,000 is maintained per month.
- Enjoy yearly free flights, daily cashback and exciting rewards.
- Get a free return flight every year by meeting a minimum spend of 300,000 in total retail spends with your card, during the previous year.
Source: https://www.bankfab.com/en-ae/personal/credit-cards/fab-travel-credit-card.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 233239 | Mastercard | United Arab Emirates | Credit | 128 | 90 | 70.3% |
We logged 90 cleared charges out of 128 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Issuing country
Other Mastercard virtual cards
Frequently asked
What does FAB Travel Card cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is AED 1,500/year annual fee (~AED 125/mo equivalent); conversion is priced at 0% international transaction fees (scheme + bank charges waived). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for FAB Travel Card?
FAB Travel Card asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
Which billing address does FAB Travel Card need?
Setting it up: the billing address type is Customizable; cards are issued against United Arab Emirates; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does FAB Travel Card work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will FAB Travel Card trigger 3-D Secure?
Yes. FAB Travel Card supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with FAB Travel Card?
The issuer allows Supplementary cards available. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.