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Brand profile · Prepaid / Gift

Getsby

By the VCCFinder editorial & research team·Reference for virtual card shoppers·Last reviewed October 2026·About our testing

Getsby is a prepaid / gift issued on Mastercard, rated 5.9/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.

5.9rating /10
ID + proofKYC
Mastercardnetwork
What we would lead with

Getsby is the strongest fit for app store / play, and asks for ID + proof at signup — we carry it at low risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.

Profile

Issuer / categoryGetsby · Prepaid / Gift
Official sitehttps://getsby.com
Best forApp Store / Play
NetworkMastercard
Rating5.9/10 (3.0★, 873 data points)
Data qualitypartial

Costs and fees

Card creation feeEUR 2.99 - 3.99 + 2-3%
Monthly / annual feeEUR 0.99 (Green Card after 2nd month)
Top-up (deposit) fee3%
Minimum depositEUR 5
FX / conversion fee2%

Verification and risk

KYC requiredPartial
Risk levelLow
AVS checkNo
3-D SecureYes

Funding and limits

Crypto top-upNo
Bank transferYes
Alipay / WeChat PayNo
Cards per accountMultiple

Billing

Billing addressGlobal
Billing countryEEA / UK / Switzerland

Platform compatibility

ChatGPTNo
ClaudeNo
MidjourneyNo
Netflix / SpotifyNo
App Store / Google PlayYes
Meta / Google AdsNo

How it performed in our tests

BIN rangeNetworkIssuing countryTypeChargesClearedClear rate
536383MastercardEEA (Europe)Prepaid31222973.4%

We logged 229 cleared charges out of 312 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.

Where to go next

Checkout guides built around this card

Category guides

Issuing country

Other Mastercard virtual cards

Frequently asked

What does Getsby cost to run?

The cost lines stack like this: issuing it costs EUR 2.99 - 3.99 + 2-3%; the recurring charge is EUR 0.99 (Green Card after 2nd month); top-ups cost 3%; conversion is priced at 2%; you need EUR 5 to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.

Do I need to verify my identity for Getsby?

Getsby asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Partial

How can I fund Getsby?

You can fund it with bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.

Which billing address does Getsby need?

Setting it up: the billing address type is Global; cards are issued against EEA / UK / Switzerland; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.

Does Getsby work for subscriptions and AI tools?

We recorded successful charges for the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.

Will Getsby trigger 3-D Secure?

Yes. Getsby supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.

How many cards can I open with Getsby?

Getsby allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.

How VCCFinder tests

VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.

Read the full test protocol.

Related virtual card searches

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