Juni
Juni is a B2B expense / corporate issued on Mastercard, rated 5.9/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Juni is the strongest fit for ad spend and app store / play, and asks for business KYC at signup — we carry it at low-medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Juni · B2B Expense / Corporate |
| Official site | https://www.juni.co |
| Best for | Ad spend · App Store / Play |
| Network | Mastercard |
| Rating | 5.9/10 (3.0★, 573 data points) |
| Data quality | partial |
Costs and fees
| Monthly / annual fee | €0 (Free tier, 2 cards); €79/mo (Plus) |
| FX / conversion fee | 0.25% (capped, paid); 1.8% markup (Free tier) |
Verification and risk
| KYC required | Yes (business verification) |
| Risk level | Low-Medium |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | No |
| Bank transfer | Yes |
| Alipay / WeChat Pay | No |
| Cards per account | 2 (Free); unlimited virtual (paid) |
Billing
| Billing address | EU General |
| Billing country | Sweden, EU, UK, US, EEA |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes |
| Meta / Google Ads | Yes |
What the issuer states on its own site
- Instantly create business accounts and cards in multiple currencies, and pay suppliers using Bankgiro, SEPA or SWIFT with industry-low FX fees.
- Settle now, pay later. Repay from 15 days up to 120 days depending on your approved limit.
- Daily card spend limits up to €500,000/day.
Source: https://www.juni.co.
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 551178 | Mastercard | Sweden | Debit | 231 | 169 | 73.2% |
We logged 169 cleared charges out of 231 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Mastercard virtual cards
Frequently asked
What does Juni cost to run?
The cost lines stack like this: the recurring charge is €0 (Free tier, 2 cards); €79/mo (Plus); conversion is priced at 0.25% (capped, paid); 1.8% markup (Free tier). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Juni?
Juni asks for business KYC at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (business verification)
How can I fund Juni?
You can fund it with bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Juni need?
Setting it up: the billing address type is EU General; cards are issued against Sweden, EU, UK, US, EEA; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Juni work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Juni trigger 3-D Secure?
Yes. Juni supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Juni?
The issuer allows 2 (Free); unlimited virtual (paid). Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.