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Brand profile · Media Buying VCC

PSTNET

By the VCCFinder editorial & research team·Reference for virtual card shoppers·Last reviewed October 2026·About our testing

PSTNET is a media buying VCC issued on Mastercard, rated 5.9/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.

5.9rating /10
ID + proofKYC
Mastercardnetwork
What we would lead with

PSTNET is the strongest fit for ad spend, and asks for ID + proof at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.

Profile

Issuer / categoryPSTNET · Media Buying VCC
Official sitehttps://pst.net
Best forAd spend
NetworkMastercard
Rating5.9/10 (3.0★, 93 data points)
Data qualitypartial

Costs and fees

Card creation fee$7 - $10
Monthly / annual fee$10 (Facebook/Google/Advertisement)
Top-up (deposit) fee2.9% - 6%
Declined transaction fee0%

Verification and risk

KYC requiredPartial (first card no docs)
Risk levelMedium
3-D SecureYes

Funding and limits

Crypto top-upYes
Bank transferYes
Alipay / WeChat PayNo
Cards per accountUp to 100 free

Billing

Billing countryUS / EU BINs

Platform compatibility

Meta / Google AdsYes
AI tools notedAd platforms

What the issuer states on its own site

Source: https://pst.net.

How it performed in our tests

BIN rangeNetworkIssuing countryTypeChargesClearedClear rate
552858MastercardUnited StatesDebit28120372.2%

We logged 203 cleared charges out of 281 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.

Where to go next

Checkout guides built around this card

Category guides

Issuing country

Other Mastercard virtual cards

Frequently asked

What does PSTNET cost to run?

The cost lines stack like this: issuing it costs $7 - $10; the recurring charge is $10 (Facebook/Google/Advertisement); top-ups cost 2.9% - 6%. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.

Do I need to verify my identity for PSTNET?

PSTNET asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Partial (first card no docs)

How can I fund PSTNET?

You can fund it with crypto, bank transfer. Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.

Which billing address does PSTNET need?

Setting it up: cards are issued against US / EU BINs. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.

Does PSTNET work for subscriptions and AI tools?

We recorded successful charges for Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.

Will PSTNET trigger 3-D Secure?

Yes. PSTNET supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.

How many cards can I open with PSTNET?

The issuer allows Up to 100 free. Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.

How VCCFinder tests

VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.

Read the full test protocol.