Hyperbeat Card vs Solflare Card
Torn between Hyperbeat Card and Solflare Card? The comparison below is built from the same test data we use across the rest of the site.
Hyperbeat Card issues on Visa Signature and Solflare Card on Visa; both ask for ID + proof.
Hyperbeat Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee, 0% foreign transaction fees. Solflare Card still clears the same checkouts in our tests, so match the table to the services you actually pay for.
The head to head
| Field | Hyperbeat Card | Solflare Card |
|---|---|---|
| Card network | Visa Signature | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Virtual card free | Free |
| Monthly fee | Free | Free |
| Top-up fee | — | — |
| FX fee | 0% | 1% |
| Crypto funding | Yes (WHYPE cashback up to 1.1%) | Yes (Solana ecosystem) |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Medium | Low-Medium |
| Our rating | 8.6 | 8.5 |
| User reviews | 638 | 499 |
| Best for | All-rounder · AI subscriptions | All-rounder · AI subscriptions |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Where they split
- If risk rating weights your choice, Solflare Card is the calmer of the two.
- Neither card dominates every row; the right one depends on which column you care about most.
What sets them apart
Hyperbeat Card is the cheaper card to hold: free to create and no top-up fee, against free and no top-up fee at Solflare Card. Solflare Card earns its keep only if you need the rows where it leads in the table.
Questions people ask
That depends on what you spend on. Hyperbeat Card scores 8.6/10 against Solflare Card's 8.5/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
Hyperbeat Card works out cheaper: no virtual card issuance fee, free account maintenance, 0% foreign transaction fee. Solflare Card adds a 1% FX fee.
Hyperbeat Card asks for ID + proof at signup; Solflare Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 4 of the same test scenarios, including Midjourney, ElevenLabs, v0.dev. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
Hyperbeat Card and Solflare Card both landed in our top picks for 4 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🤖 AI Tools & Developer Tools 3
🌐 Cloud & VPS 1
Their BIN ranges
Cards issued in 🇱🇹 Lithuania · 🇪🇺 Europe (EEA) — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: