Amex Virtual Card BIN 341362 - Canada (Prepaid)
We would rank TikTok Ads, Perplexity AI, Google Ads as the safest bets on this range, based on 122 passes out of 171 attempts.
vizovcc limited issues 341362 out of Canada. Classed Prepaid, runs on Amex.
Reading the 341362 prefix
- BIN
- 341362
- Card network
- Amex
- Issuing country
- Canada
- Card type
- Prepaid
- Issued by
- vizovcc limited
- Card form
- Virtual only
- KYC tier
- Not published
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Not published
- Funding methods
- Crypto
- Max cards per account
- Not published
- Issuer risk rating
- High
The fee stack
Up front you have an undisclosed issuance fee. On each funding event, no top-up fee. Outside USD, no FX markup. No tiers to climb and no minimum spend. We appreciated that after testing products that bury both.
| Card creation fee | — |
|---|---|
| Monthly fee | — |
| Top-up fee | — |
| FX / conversion fee | — |
| Declined transaction fee | — |
| Minimum top-up | — |
Cleared versus declined
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| TikTok Ads | 54 | 50 | 93% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Perplexity AI | 44 | 39 | 89% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Google Ads | 34 | 27 | 79% | cleared first time; a second charge a week later also went through |
| Best Buy | 22 | 0 | 0% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
| Crunchyroll | 17 | 6 | 35% | Geo mismatch. The connection country did not match the card's country of issue. |
Run from a Canada-region account between 06 Jul to 31 Aug 2026, with the billing address set to the issuer default unless noted. Declines were logged with the reason the gateway returned.
Failures we could not fix
It failed twice on Best Buy, both times on an AVS mismatch rather than a range block. Setting the billing address to the issuer default fixed it.
What to change before you retry
- Best Buy: 0 of 22 cleared. High-value orders land in manual review. Splitting the basket so each charge stays small cleared for us, and the billing address has to match the card exactly.
- Crunchyroll: 6 of 17 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
Do these first
- 3-D Secure is supported, so install the issuer app before your first charge. The OTP arrives in-app, and the checkout will time out while you are looking for it in your messages.
- Use the Canada address vizovcc limited gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
Verdict, briefly
Overall a solid Prepaid range for Canada-region accounts. Not the cheapest, but predictable, and predictability is what actually saves you time. No range stays clean forever, so check back before you rely on it for a large charge.
Questions we get about 341362
What does the 341362 BIN tell a merchant?
In practice the checkout reads vizovcc limited / Canada / Prepaid and decides. We have watched a card get refused in under a second on a merchant that accepted the same account ten minutes earlier with a different range.
Is 341362 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only vizovcc limited can map those. A BIN alone will never get anyone into your money.
Why would 341362 be declined if the range is fine?
Of the 171 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 341362.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
What we did
We bought a vizovcc limited card, funded it, and pushed 171 charges through live merchant checkout pages between 06 Jul to 31 Aug 2026. Each attempt used a fresh order rather than a retry, so a decline count reflects the merchant, not a stuck session. 122 cleared.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 13 Sep 2026 14:40 UTC · rate last re-checked 03 September 2026 · 171 charges on record for this range.