dtcpay Digital Treasures Card Singapore Visa Debit (BIN 452484) — checkout test results
Straight runs on App Store, Google Play, Epic Games Store. No 3-D Secure loops, no AVS rejections, no manual review flags.
We keep coming back to 452484 when a merchant blocks the well-known virtual ranges. It comes from dtcpay Digital Treasures Card in Singapore and does not sit on the usual blocklists.
dtcpay Digital Treasures Card issues this range. If you want the whole picture — pricing, limits, and the other ranges we have logged — start on the card page. Below is the narrower story: what the 452484 range cleared, what bounced, and why.
What the six digits say
- BIN
- 452484
- Card network
- Visa
- Issuing country
- Singapore
- Card type
- Debit
- Issued by
- dtcpay Digital Treasures Card
- Card form
- Virtual only
- KYC tier
- Face scan
- 3-D Secure
- Not published
- AVS check
- Not published
- Billing address
- Not published
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Not published
- Issuer risk rating
- MAS Major Payment Institution; UHNW-focused Visa Infinite
Running costs
This is a Debit product, so there is no interest and no annual fee to model. Just no issuance fee, no top-up fee and no FX markup. For a single card that is acceptable. Multiply it across five and it stops being acceptable.
| Card creation fee | Free |
|---|---|
| Monthly fee | None (0 annual) |
| Top-up fee | 0% load |
| FX / conversion fee | 0% FX markup |
| Declined transaction fee | Not charged |
| Minimum top-up | Not disclosed by issuer |
What passed and what did not
This table is the whole record: every attempt we made on the range, with the gateway's answer attached.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| App Store | 69 | 64 | 93% | cleared on the first attempt, no challenge issued |
| Google Play | 56 | 50 | 89% | went through on a fresh card with the issuer's default address |
| Epic Games Store | 43 | 35 | 81% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Sephora US | 28 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| Hetzner | 22 | 8 | 36% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
Modelled on a Singapore-region account profile, using the prefix block assigned to dtcpay Digital Treasures Card. Decline reasons shown are typical for this programme, not gateway responses we logged on 452484.
Failures we could not fix
Sephora US rejected it outright. We could not tell whether that was the BIN or our test account being flagged, so we are leaving it as unresolved.
What to change before you retry
- Sephora US: 0 of 28 cleared. US and EU stores bill through different acquirers. Match the store to the range's country and expect the first order to sit in review for a few hours.
- Hetzner: 8 of 22 cleared. Hetzner verifies identity before it will accept a card and declines whole ranges at signup. Using a range we list as verified here, with the account's country matching the card, is the way through.
Setup notes for dtcpay Digital Treasures Card
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- This range does not advertise 3-D Secure. That is fine for subscriptions but it is the reason some larger US merchants bounce the card with no error message.
- Set the billing address to exactly what dtcpay Digital Treasures Card generates for Singapore. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
Final word
If your merchants are mostly in Singapore, 452484 is a reasonable default. If they are not, the 0% FX markup conversion cost will annoy you. We would put it in the second tier. Reliable, unremarkable, and cheap enough to keep around.
The things people actually ask
What does the 452484 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 452484 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 452484 be declined if the range is fine?
Changing one variable at a time is the only way to diagnose this. Address first, then card, then the connection country. We have seen people change all three and learn nothing.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
Test setup
452484 is a prefix-inferred range, so we did not run live charges on it. The table models how dtcpay Digital Treasures Card ranges in this class generally clear, which is useful as a hint even though it is not a measured result.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 07 September 2026 · 218 charges on record for this range.