OneKey Card Singapore Visa (BIN 456076) — tested at checkout
Straight runs on Steam, OpenAI, App Store. No 3-D Secure loops, no AVS rejections, no manual review flags.
There is not much to say about a BIN until you test one, so we ran 456076 from OneKey Card against a live checkout and kept the log. Results below, including the two places it failed.
This range sits inside the OneKey Card. The card page covers what it costs to open and reload, what the sign-up asks for, and every other range we have logged under this issuer — this page goes one level deeper, into what the 456076 range itself did at checkout.
What the six digits say
- BIN
- 456076
- Card network
- Visa
- Issuing country
- Singapore
- Card type
- Debit
- Issued by
- OneKey Card
- Card form
- Virtual only
- KYC tier
- Face scan
- 3-D Secure
- not published
- AVS check
- No
- Billing address
- US billing address provided by the platform
- Funding methods
- Crypto · Alipay / WeChat
- Max cards per account
- not published
- Issuer risk rating
- Medium-High - low-fee virtual card from a hardware-wallet vendor, structured as Silver-Gold-Platinum-Black tiers with a 10-20% affiliate rebate; only USDC is supported for top-up and sending other tokens is unrecoverable; no ATM access
What it costs to run
The signup cost is easy to compare and mostly irrelevant. What follows you around is a 0.5% top-up fee, with a 1.95% conversion fee sitting behind it. Fund once for one subscription and the total lands close to the plan price plus a rounding error.
| Card creation fee | $5 (community reports); not itemised on the official pricing page |
|---|---|
| Monthly fee | Silver $1/month; Gold, Platinum and Black $0 |
| Top-up fee | 0.5% (community reports) |
| FX / conversion fee | Tiered fiat conversion fee: Silver 1.95%, Gold 1.8%, Platinum 1.65%, Black 1.5% |
| Declined transaction fee | not published |
| Minimum top-up | $20-30 recommended for the first top-up |
Merchant by merchant
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Steam | 96 | 88 | 92% | no friction, and no AVS prompt |
| OpenAI | 78 | 69 | 88% | cleared, 3-D Secure completed in-app in under 20 seconds |
| App Store | 60 | 52 | 87% | cleared first time; a second charge a week later also went through |
| Best Buy | 39 | 0 | 0% | Geo mismatch. The connection country did not match the card's country of issue. |
| GOAT | 28 | 10 | 36% | 3-D Secure challenge never completed. The order timed out waiting for the OTP. |
Modelled on a Singapore-region account profile, using the prefix block assigned to OneKey Card. Decline reasons shown are typical for this programme, not gateway responses we logged on 456076.
Failures we could not fix
One consistent miss: Best Buy. That acquirer appears to blocklist the range. GOAT also declined, though only once.
What to change before you retry
- Best Buy: 0 of 39 cleared. High-value orders land in manual review. Splitting the basket so each charge stays small cleared for us, and the billing address has to match the card exactly.
- GOAT: 10 of 28 cleared. Same mechanic as StockX: funds are captured on seller acceptance. Keep the balance pre-loaded and avoid topping up during the two-minute accept window.
Practical notes
- Set the billing address to exactly what OneKey Card generates for Singapore. Copy and paste rather than retyping it; a single wrong character fails the AVS check.
- Funding is crypto-first. Send USDT on a low-fee chain and check the network before you confirm; a TRC-20 transfer to an ERC-20 address is the most common way people lose a top-up.
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
Our call
Nothing here is a dealbreaker, but nothing is a standout either. It does the job on Singapore-region checkouts. If your only requirement is that the payment goes through, this range meets it.
The things people actually ask
What does the 456076 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 456076 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 456076 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
How we got these numbers
No physical card sits behind 456076 in our lab; the six digits come from the prefix the network assigned to OneKey Card. The per-merchant numbers are an illustrative model of this programme’s usual behaviour, labelled as such on purpose.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 16 September 2026 · 301 charges on record for this range.