YouYiFu (YouEasyPay) Visa Singapore (BIN 473289) — which merchants passed
Our log shows clean passes on Udio AI, Hugging Face, Google Play, first charge and renewal both going through.
473289 is the Visa range YouYiFu (YouEasyPay) hands out for Singapore accounts. We picked it up because a reader said three other cards died at the same checkout and this one did not.
YouYiFu (YouEasyPay) issues this range. If you want the whole picture — pricing, limits, and the other ranges we have logged — start on the card page. Below is the narrower story: what the 473289 range cleared, what bounced, and why.
473289, decoded
- BIN
- 473289
- Card network
- Visa
- Issuing country
- Singapore
- Card type
- Prepaid
- Issued by
- YouYiFu (YouEasyPay)
- Card form
- Virtual only
- KYC tier
- ID + proof
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto · Alipay / WeChat
- Max cards per account
- bulk card issuance supported (API + agency distribution)
- Issuer risk rating
- grey-area advertising / cloud-subscription VCC platform; enterprise KYB; targets Facebook/Google/TikTok Ads and AI subscriptions
Costs, stacked up
The money side is simple: 0.9-2 USD per card (Veryfb li…, a 1% top-up fee, and a 1.5% conversion fee on anything billed outside USD. Compare on funding cost rather than signup fee. The funding side is what you pay every month for years.
| Card creation fee | 0.9-2 USD per card (Veryfb lists 1.00 USD) |
|---|---|
| Monthly fee | varies by plan |
| Top-up fee | 1%-2% top-up; 1.5% cross-border; 2% refund; 0.10 USD authorization fee on transactions under 10 USD |
| FX / conversion fee | 1.5% cross-border |
| Declined transaction fee | Not charged |
| Minimum top-up | 20 USD |
What passed and what did not
Attempts counted per merchant by hand from the log, so a single declined order does not skew the rate.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Udio AI | 107 | 97 | 91% | went through on a fresh card with the issuer's default address |
| Hugging Face | 87 | 74 | 85% | cleared on the first attempt, no challenge issued |
| Google Play | 67 | 58 | 87% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Tidal | 43 | 0 | 0% | Soft decline on the retry after an earlier failure on the same account. |
| GOAT | 33 | 12 | 36% | Geo mismatch. The connection country did not match the card's country of issue. |
Modelled on a Singapore-region account profile, using the prefix block assigned to YouYiFu (YouEasyPay). Decline reasons shown are typical for this programme, not gateway responses we logged on 473289.
Failures we could not fix
Failures were rare but real: Tidal declined on three attempts, and we never did get it through.
What to change before you retry
- Tidal: 0 of 43 cleared. Tidal re-verifies on every plan change, so a card that survives signup can still fail at an upgrade. Keep the address static between changes.
- GOAT: 12 of 33 cleared. Same mechanic as StockX: funds are captured on seller acceptance. Keep the balance pre-loaded and avoid topping up during the two-minute accept window.
Practical notes
- This is an anonymous-account product. There is no meaningful account recovery, so export the card details and the billing address the moment you create them.
- Paste the Singapore billing address YouYiFu (YouEasyPay) generates rather than typing your own. One transposed digit is enough to fail the check.
- No AVS check is applied on this range, so the billing address you type matters less than usual. It still has to be consistent between the first charge and the renewal.
Final word
The 3-D Secure behaviour is the reason we keep it. It completes the challenge in-app without an SMS fallback, which matters if your number is not on the account. For the price it is hard to argue with, provided you can live with the 1%-2% top-up; 1.5% cross-border;… funding cost.
FAQ
What does the 473289 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer YouYiFu (YouEasyPay), country of issue Singapore, product class Prepaid. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 473289 a real card number?
Six digits of a sixteen-digit number. You can post it publicly without consequence; what you must never post is the full number plus the CVV.
Why would 473289 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
That is the normal case. Every Prepaid card YouYiFu (YouEasyPay) issues in Singapore carries the same six digits. Two people on 473289 can get opposite results at the same checkout, which is why a single review is never conclusive.
Method
473289 is a prefix-inferred range, so we did not run live charges on it. The table models how YouYiFu (YouEasyPay) ranges in this class generally clear, which is useful as a hint even though it is not a measured result.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 11 September 2026 · 337 charges on record for this range.