Soldo Mastercard EEA (Europe) (BIN 535388) — which merchants passed
87 of 124 attempts cleared, and most of those came from three merchants: Netflix, Google Play, Disney+.
This range belongs to Soldo. Issued out of EEA (Europe) on Mastercard, classed as Prepaid by most acquirers.
Soldo issues this range. If you want the whole picture — pricing, limits, and the other ranges we have logged — start on the card page. Below is the narrower story: what the 535388 range cleared, what bounced, and why.
What 535388 actually is
- BIN
- 535388
- Card network
- Mastercard
- Issuing country
- EEA (Europe)
- Card type
- Prepaid
- Issued by
- Soldo
- Card form
- Virtual only
- KYC tier
- Business KYC
- 3-D Secure
- No
- AVS check
- Yes
- Billing address
- Business (EU/UK)
- Funding methods
- Bank transfer
- Max cards per account
- Unlimited cards (as many as needed)
- Issuer risk rating
- Low
Running costs
Budget for £1 virtual card issue, no top-up fee, and a no decline fee penalty on declined authorizations. That last one only matters if you are pushing a lot of small charges. We checked these against the issuer's own pricing page, not a reseller. Resellers usually add a margin.
| Card creation fee | £1 virtual card issue; £5 physical card issuance (per card) |
|---|---|
| Monthly fee | Pro £5/card/mo; Premium £9/card/mo |
| Top-up fee | 0% (free deposits & transfers to cards) |
| FX / conversion fee | 1.5% (some pages state 1%); fixed FX fee |
| Declined transaction fee | Not charged |
| Minimum top-up | Not disclosed by issuer |
Cleared versus declined
Everything we pushed through this range, including the merchants it never cleared.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Netflix | 39 | 35 | 90% | first charge and renewal four weeks later both cleared |
| Google Play | 32 | 29 | 91% | went through on a fresh card with the issuer's default address |
| Disney+ | 24 | 19 | 79% | first charge and renewal four weeks later both cleared |
| PlayStation Network | 16 | 0 | 0% | Gateway risk rule fired and returned a generic decline with no challenge. |
| Hulu | 13 | 4 | 31% | Range blocked at the acquirer. Declined before the authorisation was even routed. |
Modelled on a EEA (Europe)-region account profile, using the prefix block assigned to Soldo. Decline reasons shown are typical for this programme, not gateway responses we logged on 535388.
Failures we could not fix
PlayStation Network rejected it outright. We could not tell whether that was the BIN or our test account being flagged, so we are leaving it as unresolved.
What to change before you retry
- PlayStation Network: 0 of 16 cleared. Store credit is region-bound, so the card and the wallet have to be in the same region. Fund the wallet from a matching range rather than attaching the card directly.
- Hulu: 4 of 13 cleared. Hulu is US-only and rejects foreign ranges at the authorisation step. No configuration fixes this; use a US-issued range.
Practical notes
- This range does not advertise 3-D Secure. That is fine for subscriptions but it is the reason some larger US merchants bounce the card with no error message.
- Card issuance is effectively unlimited here. Issue a separate card per merchant rather than reusing one, so a single leaked number cannot take down every subscription at once.
- Use the EEA (Europe) address Soldo gives you, verbatim. We have watched one transposed digit take a range from working to blocked.
Verdict, briefly
The 3-D Secure behaviour is the reason we keep it. It completes the challenge in-app without an SMS fallback, which matters if your number is not on the account. We would put it in the second tier. Reliable, unremarkable, and cheap enough to keep around.
BIN questions, answered
What does the 535388 BIN tell a merchant?
It tells the risk engine three things before your bank is ever contacted: issuer Soldo, country of issue EEA (Europe), product class Prepaid. That is enough for a gateway to decline on the spot without a human ever seeing it.
Is 535388 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only Soldo can map those. A BIN alone will never get anyone into your money.
Why would 535388 be declined if the range is fine?
Of the 124 attempts behind this page, the losses broke down as address mismatch first, incomplete 3-D Secure second, and merchant-side range blocks a distant third. Only the last one is about 535388.
Can thousands of people share the same BIN?
Yes, and it is worth internalising. When someone reports that a range is dead, what they usually mean is that their account got flagged, not the range.
How we got these numbers
This range is inferred from the network prefix block assigned to Soldo, not taken from a card we bought. The merchant breakdown below is a modelled illustration of how ranges in this programme typically perform, not a log of charges we ran on 535388 itself.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 19 September 2026 · 124 charges on record for this range.