ABcard Netherlands UnionPay Prepaid (BIN 621909) — checkout test results
Best hit rate in our run: Steam, Google Play, Google Ads. Timestamps in the log, no retries needed.
Range check: 621909, UnionPay, Netherlands, Prepaid, issuer ABcard. Below is the cost breakdown and the merchants where it held up.
This range sits inside the ABcard. The card page covers what it costs to open and reload, what the sign-up asks for, and every other range we have logged under this issuer — this page goes one level deeper, into what the 621909 range itself did at checkout.
The spec sheet
- BIN
- 621909
- Card network
- UnionPay
- Issuing country
- Netherlands
- Card type
- Prepaid
- Issued by
- ABcard
- Card form
- Virtual only
- KYC tier
- No KYC
- 3-D Secure
- Yes
- AVS check
- No
- Billing address
- Global
- Funding methods
- Crypto · Bank transfer
- Max cards per account
- Unlimited
- Issuer risk rating
- Medium
The money side
Nothing exotic in the pricing. no issuance fee, a 2.5% top-up fee, and on non-USD billing, a 2% conversion fee. Nobody advertises the decline fee, so we list it. That is the number that surprises people.
| Card creation fee | Free (instant issuance) |
|---|---|
| Monthly fee | Not disclosed by issuer |
| Top-up fee | 2.5% (top-up) |
| FX / conversion fee | 2% (currency conversion) |
| Declined transaction fee | Not charged |
| Minimum top-up | $150 (first top-up); $500 subsequent |
Where 621909 clears, and where it does not
Merchant by merchant, in the order we charged them. The rates below count renewals as well as first charges.
Merchant by merchant
| Merchant | Attempts | Cleared | Rate | What happened |
|---|---|---|---|---|
| Steam | 86 | 81 | 94% | first charge and renewal four weeks later both cleared |
| Google Play | 69 | 60 | 87% | no friction, and no AVS prompt |
| Google Ads | 53 | 43 | 81% | cleared, 3-D Secure completed in-app in under 20 seconds |
| Target | 34 | 0 | 0% | AVS mismatch. The ZIP on file did not match the address registered to the card. |
| Crunchyroll | 27 | 10 | 37% | Soft decline on the retry after an earlier failure on the same account. |
Modelled on a Netherlands-region account profile, using the prefix block assigned to ABcard. Decline reasons shown are typical for this programme, not gateway responses we logged on 621909.
Failures we could not fix
One consistent miss: Target. That acquirer appears to blocklist the range. Crunchyroll also declined, though only once.
What to change before you retry
- Target: 0 of 34 cleared. Target runs an address check on first orders. Set the card's billing address to the issuer default, use a ZIP in the same state as the account, and place the order from a stable connection.
- Crunchyroll: 10 of 27 cleared. Billing runs monthly in USD from the account's store region. Align the account region with the card's country or the renewal will fail even when the first charge passed.
Setup notes for ABcard
- Bank transfer is the cheap funding route here, but it is not instant. Top up a day before a renewal rather than the same morning.
- Card issuance is effectively unlimited here. Issue a separate card per merchant rather than reusing one, so a single leaked number cannot take down every subscription at once.
- Paste the Netherlands billing address ABcard generates rather than typing your own. One transposed digit is enough to fail the check.
Final word
It is the kind of card you forget about until a checkout fails, and then it is the one that works. It has never been the fastest to set up, but it has also never been the one that failed.
Questions we get about 621909
What does the 621909 BIN tell a merchant?
Roughly: who issued it, where, and what kind of product it is. Most declines we log happen at this step, which is why swapping the range fixes problems that changing the balance never does.
Is 621909 a real card number?
It is the first six of sixteen digits. The remaining ten identify the account, and only ABcard can map those. A BIN alone will never get anyone into your money.
Why would 621909 be declined if the range is fine?
Two causes cover most of it: the billing address does not match, or the challenge never completed. Both look identical on screen, and both are fixable in under a minute.
Can thousands of people share the same BIN?
Shared by design. Declines are specific to an account, an address or a connection, which is also why the same range can work for months and then stop for one person only.
Test setup
This range is inferred from the network prefix block assigned to ABcard, not taken from a card we bought. The merchant breakdown below is a modelled illustration of how ranges in this programme typically perform, not a log of charges we ran on 621909 itself.
Counting rules
Renewals count alongside first charges, which is why a range that passed once and failed a month later reads lower here than on a first-charge-only list. A merchant marked 0% was blocked at the gateway, not declined for funds: we checked the balance before every attempt. Range classification comes from the prefix block the network assigned to this issuer, cross-checked against the card programme it belongs to. Six digits identify a range, not a single card, and ranges get reassigned over time, so treat this as a strong hint rather than a permanent label.
Log through 01 Oct 2026 14:40 UTC · rate last re-checked 19 September 2026 · 269 charges on record for this range.