CoinW
CoinW is a crypto card (visa, exchange-linked) issued on Mastercard, rated 6.6/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
CoinW is the strongest fit for ad spend and streaming, and asks for face scan at signup — we carry it at medium (regulatory grey area; custodial) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | CoinW · Crypto card (Visa, exchange-linked) |
| Official site | https://www.coinw.com |
| Best for | Ad spend · Streaming |
| Network | Mastercard |
| Rating | 6.6/10 (3.5★, 43 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | $10 USDT ··· |
| Monthly / annual fee | Free (no annual/monthly fee) |
| Top-up (deposit) fee | 1.5% (virtual top-up); 2% (physical) |
| Minimum deposit | $10 USDT (virtual); $20 USDT (PRO/physical) |
| FX / conversion fee | 0% transaction; 1.5% (non-USD) |
Verification and risk
| KYC required | Varies ··· |
| Risk level | Medium (regulatory grey area; custodial) |
| AVS check | Yes |
Funding and limits
| Crypto top-up | Yes (USDT primary; BTC/ETH) |
| Bank transfer | No (crypto-funded; no IBAN/SEPA) |
| Alipay / WeChat Pay | No |
| Cards per account | Virtual + physical; daily spend up to $20K (some tiers $250K) |
Billing
| Billing address | Personal/Business (crypto custody) |
| Billing country | 176 countries (excl. US/Canada/China/Japan/UK and 40+ others) |
Platform compatibility
| Netflix / Spotify | Yes |
| App Store / Google Play | Yes (Apple Pay/Google Pay) |
| Meta / Google Ads | Yes (Google Ads/Facebook/TikTok per CoinW) |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 247613 | Mastercard | Multi-region | Debit | 108 | 77 | 71.3% |
We logged 77 cleared charges out of 108 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Mastercard virtual cards
Frequently asked
What does CoinW cost to run?
The cost lines stack like this: issuing it costs $10 USDT (virtual Visa/Mastercard) / $5 USDT (Virtual PRO) / $58 USDT (physical); there is no monthly fee on the entry tier; top-ups cost 1.5% (virtual top-up); 2% (physical); conversion is priced at 0% transaction; 1.5% (non-USD); you need $10 USDT (virtual); $20 USDT (PRO/physical) to get going. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for CoinW?
CoinW asks for face scan at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Varies (some tiers email+phone only; full KYC document+face+address)
How can I fund CoinW?
You can fund it with crypto (USDT primary; BTC/ETH). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does CoinW need?
Setting it up: the billing address type is Personal/Business (crypto custody); cards are issued against 176 countries (excl. US/Canada/China/Japan/UK and 40+ others); an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does CoinW work for subscriptions and AI tools?
We recorded successful charges for Netflix and Spotify, the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
How many cards can I open with CoinW?
The issuer allows Virtual + physical; daily spend up to $20K (some tiers $250K). Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.