Neteller
Neteller is a net+ prepaid mastercard (e-wallet, paysafe) issued on Mastercard, rated 5.8/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Neteller is the strongest fit for ad spend and app store / play, and asks for ID + proof at signup — we carry it at low-medium (FCA/paysafe-regulated e-money) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Neteller · Net+ Prepaid Mastercard (e-wallet, Paysafe) |
| Official site | https://www.neteller.com |
| Best for | Ad spend · App Store / Play |
| Network | Mastercard |
| Rating | 5.8/10 (3.0★, 530 data points) |
| Data quality | verified |
Costs and fees
| Card creation fee | $10 (Standard); free for VIP; virtual first free, subsequent £2.01 |
| Monthly / annual fee | €0 (annual fee $10) |
| FX / conversion fee | 3.99% (Standard) down to 1.29% (Exclusive VIP) |
| Declined transaction fee | N/A (chargeback $25) |
Verification and risk
| KYC required | Yes |
| Risk level | Low-Medium (FCA/Paysafe-regulated e-money) |
| AVS check | Yes |
| 3-D Secure | Yes (3DS enforced on card deposits) |
Funding and limits
| Crypto top-up | Yes (wallet crypto) |
| Bank transfer | Yes (wallet transfer, bank, member wire) |
| Alipay / WeChat Pay | No |
Billing
| Billing address | Residential |
| Billing country | Global (EEA/UK strongest; 200+ countries) |
Platform compatibility
| ChatGPT | No |
| Claude | No |
| Midjourney | No |
| Netflix / Spotify | No |
| App Store / Google Play | Yes (Apple Pay/Google Pay) |
| Meta / Google Ads | Yes (general online spend) |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 237307 | Mastercard | Multi-region | Prepaid | 249 | 176 | 70.7% |
We logged 176 cleared charges out of 249 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Mastercard virtual cards
Head-to-head comparisons
1 comparison pages use this brand as one side.
Frequently asked
What does Neteller cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is €0 (annual fee $10); conversion is priced at 3.99% (Standard) down to 1.29% (Exclusive VIP). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Neteller?
Neteller asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes
How can I fund Neteller?
You can fund it with crypto (wallet crypto), bank transfer (wallet transfer, bank, member wire). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Neteller need?
Setting it up: the billing address type is Residential; cards are issued against Global (EEA/UK strongest; 200+ countries); an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Neteller work for subscriptions and AI tools?
We recorded successful charges for the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Neteller trigger 3-D Secure?
Yes. Neteller supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.