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Brand profile · Cross-border payment/collection + card (for sellers)

PingPong Card

By the VCCFinder editorial & research team·Reference for virtual card shoppers·Last reviewed October 2026·About our testing

PingPong Card is a cross-border payment/collection + card (for sellers) issued on Mastercard, rated 5.9/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.

5.9rating /10
Business KYCKYC
Mastercardnetwork
What we would lead with

PingPong Card is the strongest fit for ad spend and streaming, and asks for business KYC at signup — we carry it at medium risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.

Profile

Issuer / categoryPingPong Card · Cross-border payment/collection + card (for sellers)
Official sitehttps://www.pingpongx.com
Best forAd spend · Streaming
NetworkMastercard
Rating5.9/10 (3.0★, 575 data points)
Data qualitypartial

Costs and fees

Card creation fee0 (no open-card fee; first year free)
Monthly / annual fee0 (no annual fee first year; account mgmt free)
Top-up (deposit) feeN/A (collection platform; min activation $500)
FX / conversion fee0.5%-1.5% (withdrawal FX); +0.15% locked rate; $0.99/withdrawal

Verification and risk

KYC requiredYes (business KYC; license/invoices)
Risk levelMedium
AVS checkYes
3-D SecureNo

Funding and limits

Crypto top-upNo
Bank transferYes (local bank accounts US/EU/UK/JP/CA/AU)
Alipay / WeChat PayNo
Cards per accountLimit ~3 physical cards per entity (regulatory)

Billing

Billing addressBusiness (CN entity or 个体工商户)
Billing countryChina (cross-border sellers); global local accounts

Platform compatibility

ChatGPTNo
ClaudeNo
MidjourneyNo
Netflix / SpotifyYes
App Store / Google PlayYes
Meta / Google AdsYes (Meta API direct; Google Ads)

What the issuer states on its own site

Source: https://www.pingpongx.com.

How it performed in our tests

BIN rangeNetworkIssuing countryTypeChargesClearedClear rate
222671MastercardChinaCredit1339470.7%

We logged 94 cleared charges out of 133 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.

Where to go next

Checkout guides built around this card

Category guides

Other Mastercard virtual cards

Frequently asked

What does PingPong Card cost to run?

The cost lines stack like this: issuing the card is free; the recurring charge is 0 (no annual fee first year; account mgmt free); top-ups cost N/A (collection platform; min activation $500); conversion is priced at 0.5%-1.5% (withdrawal FX); +0.15% locked rate; $0.99/withdrawal. Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.

Do I need to verify my identity for PingPong Card?

PingPong Card asks for business KYC at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (business KYC; license/invoices)

How can I fund PingPong Card?

You can fund it with bank transfer (local bank accounts US/EU/UK/JP/CA/AU). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.

Which billing address does PingPong Card need?

Setting it up: the billing address type is Business (CN entity or 个体工商户); cards are issued against China (cross-border sellers); global local accounts; an AVS check is applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.

Does PingPong Card work for subscriptions and AI tools?

We recorded successful charges for Netflix and Spotify, the App Store and Google Play, Meta and Google Ads. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.

Will PingPong Card trigger 3-D Secure?

No. PingPong Card does not use 3-D Secure. That removes a step at checkout and also means a blocked range fails immediately instead of hanging on an OTP screen, which is easier to diagnose.

How many cards can I open with PingPong Card?

The issuer allows Limit ~3 physical cards per entity (regulatory). Multiple numbers under one account is the practical pattern here: one per merchant, so a single block does not take the rest of your billing down with it.

How VCCFinder tests

VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.

Read the full test protocol.