Plasma One
Plasma One is a crypto card issued on Visa, rated 8.1/10 in our latest review. Below: what it costs and what it demands, the tiers the issuer publishes, and how the card cleared our live checkouts.
Plasma One is the strongest fit for all-rounder and AI subscriptions, and asks for ID + proof at signup — we carry it at medium (stablecoin L1; XPL-lock tiers; US excluded) risk. Treat the fee rows as the deciding factor: a card that clears reliably but charges on every top-up costs more than its rating suggests.
Profile
| Issuer / category | Plasma One · Crypto Card |
| Official site | https://plasma.one |
| Best for | All-rounder · AI subscriptions |
| Network | Visa |
| Rating | 8.1/10 (4.0★, 620 data points) |
| Data quality | partial |
Costs and fees
| Card creation fee | Free (virtual only) |
| Monthly / annual fee | $0 / Core $199/yr ··· |
| Top-up (deposit) fee | 0% top-up |
| FX / conversion fee | 1% (Lite) / 0.5% (Core) / 0% (Platinum) |
Verification and risk
| KYC required | Yes (KYC required) |
| Risk level | Medium (stablecoin L1; XPL-lock tiers; US excluded) |
| AVS check | No |
| 3-D Secure | Yes |
Funding and limits
| Crypto top-up | Yes (USDC/USDT; non-custodial, Plasma chain) |
| Bank transfer | No |
| Alipay / WeChat Pay | No |
| Cards per account | Multiple |
Billing
| Billing address | Global |
| Billing country | 41 countries (EEA + select markets); not available to US citizens |
Platform compatibility
| ChatGPT | Yes |
| Claude | Yes |
| Midjourney | Yes |
| Netflix / Spotify | Yes |
| App Store / Google Play | Yes |
| Meta / Google Ads | No |
| AI tools noted | ChatGPT / Claude / Midjourney |
How it performed in our tests
| BIN range | Network | Issuing country | Type | Charges | Cleared | Clear rate |
|---|---|---|---|---|---|---|
| 432039 | Visa | Multi-region | Debit | 232 | 169 | 72.8% |
We logged 169 cleared charges out of 232 attempts on 1 documented range for this brand. Counts include renewals, not just first charges.
Where to go next
Checkout guides built around this card
Category guides
Other Visa virtual cards
Frequently asked
What does Plasma One cost to run?
The cost lines stack like this: issuing the card is free; the recurring charge is $0 / Core $199/yr (or 20,000 XPL locked) / Platinum via 100,000 XPL locked; top-ups cost 0% top-up; conversion is priced at 1% (Lite) / 0.5% (Core) / 0% (Platinum). Cash-out costs are what compound here, so weigh the recurring lines above the one-off fee.
Do I need to verify my identity for Plasma One?
Plasma One asks for ID + proof at signup. The check runs once when the account opens, not on each charge, and the issuer's own wording is: Yes (KYC required)
How can I fund Plasma One?
You can fund it with crypto (USDC/USDT; non-custodial, Plasma chain). Pick the one you can top up cheaply and repeatedly, because the load fee is charged every time.
Which billing address does Plasma One need?
Setting it up: the billing address type is Global; cards are issued against 41 countries (EEA + select markets); not available to US citizens; an AVS check is not applied. Copy the address the issuer generates rather than retyping it. A transposed digit is the most common reason a working range starts failing.
Does Plasma One work for subscriptions and AI tools?
We recorded successful charges for ChatGPT, Claude, Midjourney, Netflix and Spotify, the App Store and Google Play. Where a card passes on one merchant and fails on another, the difference is usually the processor and the 3-D Secure setting rather than the card itself.
Will Plasma One trigger 3-D Secure?
Yes. Plasma One supports 3-D Secure, so expect a step-up prompt on larger or first-time charges. An OTP you can complete is fine; a challenge that never arrives is what kills the order, so keep the issuer app open at checkout.
How many cards can I open with Plasma One?
Plasma One allows more than one number per account rather than a fixed count, and the issuer's own wording is: Multiple. Multiple numbers under one account is the practical pattern here, so a single merchant block does not take the rest of your billing down with it.
How VCCFinder tests
VCCFinder buys cards at retail and charges them on live checkouts, then publishes the clear rate and decline reasons next to each range. Where a card declined, the reason sits on its BIN page rather than in a footnote here.