1inch Debit Card vs Crypto.com Card
Torn between 1inch Debit Card and Crypto.com Card? The comparison below is built from the same test data we use across the rest of the site.
1inch Debit Card issues on Visa + Mastercard and Crypto.com Card on Visa; both ask for ID + proof; only Crypto.com Card funds by bank transfer.
1inch Debit Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee, no top-up fee. Crypto.com Card is the better fit for power users who need bank-transfer funding.
The head to head
| Field | 1inch Debit Card | Crypto.com Card |
|---|---|---|
| Card network | Visa + Mastercard | Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID + proof |
| Card issuance fee | Free | Free (entry tier); higher tiers require CRO staking |
| Monthly fee | Free | Free (no annual fee) |
| Top-up fee | — | Free crypto top-up; ~1% for card top-up |
| FX fee | — | No FX fees on most tiers |
| Crypto funding | Yes (multi-chain) | Yes (100+ cryptocurrencies) |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Midjourney |
| Risk level | Low-Medium | Low |
| Our rating | 8.2 | 9.1 |
| User reviews | 585 | 855 |
| Best for | All-rounder · AI subscriptions | AI subscriptions · Streaming |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
The short version of the matchup
- If you wear several hats, 1inch Debit Card is the more flexible of the pair.
- Crypto.com Card edged 1inch Debit Card on our composite rating across fees, risk and merchant tests.
- Crypto.com Card carries the lower risk flag in our file, which some users prefer for a primary card.
Where they split
1inch Debit Card is the cheaper card to hold: free to create and no top-up fee, against free and a 1% top-up at Crypto.com Card. Crypto.com Card earns its keep only if you need bank-transfer funding.
Questions people ask
That depends on what you spend on. 1inch Debit Card scores 8.2/10 against Crypto.com Card's 9.1/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
1inch Debit Card works out cheaper: no virtual card issuance fee, free account maintenance, no top-up fee. Crypto.com Card adds a 1% top-up fee.
1inch Debit Card asks for ID + proof at signup; Crypto.com Card asks for ID + proof. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 3 of the same test scenarios, including RunwayML, Amazon Prime Video, Cloudflare. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
1inch Debit Card and Crypto.com Card both landed in our top picks for 3 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🤖 AI Tools & Developer Tools 1
📺 Streaming & Entertainment 1
🌐 Cloud & VPS 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) · 🇺🇸 US — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: