1inch Debit Card vs Revolut
Two virtual cards people weigh up side by side. We put 1inch Debit Card and Revolut on the same rows so the difference is easy to see.
1inch Debit Card issues on Visa + Mastercard and Revolut on Visa · Mastercard; verification is ID + proof at 1inch Debit Card versus ID only at Revolut; only Revolut funds by bank transfer.
1inch Debit Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee, 0% foreign transaction fees. Revolut is the better fit for power users who need bank-transfer funding and ad spend.
What sets them apart
| Field | 1inch Debit Card | Revolut |
|---|---|---|
| Card network | Visa + Mastercard | Visa, Mastercard |
| Card type | Crypto Card | Digital Bank / Neobank |
| KYC | ID + proof | ID only |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free (Standard); Plus £3.99; Premium £7.99; Metal £14.99; Ultra £55 per mo |
| Top-up fee | — | — |
| FX fee | — | 0.5% |
| Crypto funding | Yes (multi-chain) | Yes |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Low-Medium | Low-Medium |
| Our rating | 8.2 | 9.0 |
| User reviews | 585 | 80 |
| Best for | All-rounder · AI subscriptions | All-rounder · Ad spend |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Side by side
- Revolut shows up in more of our test scenarios, so it is the safer pick when you juggle several subscriptions.
- Prefer a short sign-up? Revolut is the lower-friction option here.
- In our scoring, Revolut finished ahead of 1inch Debit Card — not by a mile, but enough to tilt a tiebreak.
The two, compared
Both cards clear the same checkouts in our tests, so the call comes down to cost. 1inch Debit Card is cheaper on issuance (free) and top-ups (no top-up fee), while Revolut is worth the premium only for bank-transfer funding and ad-platform billing.
Questions people ask
That depends on what you spend on. 1inch Debit Card scores 8.2/10 against Revolut's 9.0/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
1inch Debit Card is the cheaper card to run. Both 1inch Debit Card and Revolut issue virtual cards for free.
1inch Debit Card asks for ID + proof at signup; Revolut asks for ID only. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 3 of the same test scenarios, including RunwayML, Pika Labs, Cloudflare. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
1inch Debit Card and Revolut both landed in our top picks for 3 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
🌐 Cloud & VPS 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) · 🇬🇧 UK — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: