1inch Debit Card vs Bybit Card
Two virtual cards people weigh up side by side. We put 1inch Debit Card and Bybit Card on the same rows so the difference is easy to see.
1inch Debit Card issues on Visa + Mastercard and Bybit Card on Mastercard · Visa; verification is ID + proof at 1inch Debit Card versus ID only at Bybit Card; only Bybit Card funds by bank transfer.
1inch Debit Card is the more cost-effective option for everyday spending and travel thanks to its free virtual cards, no monthly fee, 0% foreign transaction fees. Bybit Card is the better fit for power users who need bank-transfer funding.
Side by side
| Field | 1inch Debit Card | Bybit Card |
|---|---|---|
| Card network | Visa + Mastercard | Mastercard, Visa |
| Card type | Crypto Card | Crypto Card |
| KYC | ID + proof | ID only |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free |
| Top-up fee | — | — |
| FX fee | — | 1%-2% |
| Crypto funding | Yes (multi-chain) | Yes |
| AI tool support | ChatGPT / Claude / Midjourney | ChatGPT / Claude / Midjourney |
| Risk level | Low-Medium | Medium |
| Our rating | 8.2 | 9.3 |
| User reviews | 585 | 54 |
| Best for | All-rounder · AI subscriptions | All-rounder · AI subscriptions |
A green left edge marks the side that holds the advantage on that row, where the data gives one.
Where they split
- Bybit Card has the lighter onboarding; 1inch Debit Card will want more documents from you.
- In our scoring, Bybit Card finished ahead of 1inch Debit Card — not by a mile, but enough to tilt a tiebreak.
- 1inch Debit Card carries the lower risk flag in our file, which some users prefer for a primary card.
Two cards, one decision
Run the numbers against your own usage. 1inch Debit Card runs free to create plus no top-up fee per top-up; Bybit Card runs free plus no top-up fee. For one or two subscriptions the first column wins; for bank-transfer funding, the second does.
Questions people ask
That depends on what you spend on. 1inch Debit Card scores 8.2/10 against Bybit Card's 9.3/10 in our tests, but the two split on fees, KYC and crypto funding. Read the table above, then match it to the checkouts you actually run.
1inch Debit Card works out cheaper: no virtual card issuance fee, free account maintenance, 0% foreign transaction fee. Bybit Card adds a 1% FX fee.
1inch Debit Card asks for ID + proof at signup; Bybit Card asks for ID only. If a light sign-up is the priority, the one with the lower KYC label is the faster route.
Both show up in 4 of the same test scenarios, including RunwayML, Pika Labs, Amazon Prime Video. They overlap on a good share of checkouts, so the choice between them matters most on those pages. Where one is accepted and the other is not usually comes down to the billing country and 3-D Secure handling.
Where both show up
1inch Debit Card and Bybit Card both landed in our top picks for 4 checkouts. Grouped by category so you can jump straight to the one you actually pay for:
📺 Streaming & Entertainment 1
🌐 Cloud & VPS 1
Their BIN ranges
Cards issued in 🇪🇺 Europe (EEA) · 🌎 Latin America — the country guides group every range we track from there.
What our charge log shows
Every count here is a real charge attempt we placed on that range, renewals included, with the gateway response recorded. Weeks tracked is how long the range has been in the programme: